Albumin (microalbumin) 24 hour urine quantitative at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$5.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.62 with OPTUM HEALTH vs $83.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $4.62 ↓ -20%
CLOVER MEDICARE ADVANTAGE $5.78 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $5.78 ↑ +0%
AMERIGROUP MANAGED MEDICAID $5.78 ↑ +0%
WELLCARE MANAGED MEDICAID $5.78 ↑ +0%
VACCN ALL PRODUCTS $5.78 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $5.78 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $5.78 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6.07 ↑ +5%
AETNA MEDICARE ADVANTAGE $6.30 ↑ +9%
UNITED HEALTHCARE DSNP $6.94 ↑ +20%
KARNA MEDICARE ADVANTAGE $7.53 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $12.71 ↑ +120%
UNITED HEALTHCARE HMO $12.92 ↑ +124%
OXFORD ALL PRODUCTS $12.92 ↑ +124%
AETNA MANAGED MEDICAID $13.78 ↑ +138%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $19.26 ↑ +233%
CIGNA HMO $26.49 ↑ +358%
CIGNA PPO $26.49 ↑ +358%
QUALCARE HMO $48.22 ↑ +734%
HORIZON MANAGED MEDICAID $57.26 ↑ +891%
AETNA PPO $58.10 ↑ +905%
AETNA HMO $58.10 ↑ +905%
HORIZON WORKERS COMP $59.98 ↑ +938%
BERGEN RISK ALL PRODUCTS $62.25 ↑ +977%
BEACON ALL PRODUCTS $62.25 ↑ +977%
HORIZON PIP $63.25 ↑ +994%
QUALCARE PPO $64.49 ↑ +1016%
AETNA ASA $64.99 ↑ +1024%
HORIZON OMNIA $65.85 ↑ +1039%
CIGNA BH $66.40 ↑ +1049%
BRIGHTON HEALTH PLAN ALL PRODUCTS $66.40 ↑ +1049%
MULTIPLAN - PHCS ALL PRODUCTS $70.55 ↑ +1121%
ACTIVECARE FIRST MCO ALL PRODUCTS $70.55 ↑ +1121%
AMERIHEALTH LOCAL HMO $72.51 ↑ +1154%
QUALCARE WORKERS COMP $73.04 ↑ +1164%
HORIZON SHP $80.57 ↑ +1294%
HORIZON HMO $80.99 ↑ +1301%
HORIZON INDEMNITY $81.88 ↑ +1317%
AMERIHEALTH REGIONAL HMO $82.12 ↑ +1321%
HORIZON PPO $83.00 ↑ +1336%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5.78 $5.78 – $26.49
Hackensack University Medical Center Hackensack $5.78 $4.62 – $25.96
Ocean University Medical Center Brick $5.78 $4.73 – $26.49
JFK Johnson Rehabilitation Institute (JRI) Edison $5.78 $4.73 – $27.20
Palisades Medical Center North Bergen $5.78 $5.78 – $26.49
Raritan Bay Medical Center Perth Amboy $5.78 $5.78 – $26.49
Riverview Medical Center Red Bank $5.78 $4.95 – $26.49
Southern Ocean Medical Center Manahawkin $5.78 $5.78 – $26.49

All New-jersey hospitals for this procedure →