Albumin body fluid quantitative each specimen at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$7.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.22 with OPTUM HEALTH vs $45.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $6.22 ↓ -20%
AETNA MANAGED MEDICAID $7.47 ↓ -4%
CLOVER MEDICARE ADVANTAGE $7.78 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $7.78 ↑ +0%
AMERIGROUP MANAGED MEDICAID $7.78 ↑ +0%
WELLCARE MANAGED MEDICAID $7.78 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $7.78 ↑ +0%
VACCN ALL PRODUCTS $7.78 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $7.78 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.17 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.48 ↑ +9%
UNITED HEALTHCARE DSNP $9.34 ↑ +20%
KARNA MEDICARE ADVANTAGE $10.13 ↑ +30%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10.44 ↑ +34%
UNITED HEALTHCARE MANAGED MEDICAID $11.36 ↑ +46%
UNITED HEALTHCARE HMO $17.39 ↑ +124%
OXFORD ALL PRODUCTS $17.39 ↑ +124%
QUALCARE HMO $26.15 ↑ +236%
HORIZON MANAGED MEDICAID $31.05 ↑ +299%
AETNA PPO $31.50 ↑ +305%
AETNA HMO $31.50 ↑ +305%
HORIZON WORKERS COMP $32.52 ↑ +318%
BERGEN RISK ALL PRODUCTS $33.75 ↑ +334%
BEACON ALL PRODUCTS $33.75 ↑ +334%
HORIZON PIP $34.29 ↑ +341%
QUALCARE PPO $34.97 ↑ +349%
AETNA ASA $35.24 ↑ +353%
CIGNA PPO $35.65 ↑ +358%
CIGNA HMO $35.65 ↑ +358%
HORIZON OMNIA $35.70 ↑ +359%
CIGNA BH $36.00 ↑ +363%
BRIGHTON HEALTH PLAN ALL PRODUCTS $36.00 ↑ +363%
ACTIVECARE FIRST MCO ALL PRODUCTS $38.25 ↑ +392%
MULTIPLAN - PHCS ALL PRODUCTS $38.25 ↑ +392%
AMERIHEALTH LOCAL HMO $39.31 ↑ +405%
QUALCARE WORKERS COMP $39.60 ↑ +409%
HORIZON SHP $43.68 ↑ +461%
HORIZON HMO $43.91 ↑ +464%
HORIZON INDEMNITY $44.39 ↑ +471%
AMERIHEALTH REGIONAL HMO $44.52 ↑ +472%
HORIZON PPO $45.00 ↑ +478%
UBH ALL PRODUCTS not published by hospital

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Albumin body fluid quantitative each specimen at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $7.78 $7.78 – $35.65
Hackensack University Medical Center Hackensack $7.78 $6.22 – $34.94
Ocean University Medical Center Brick $7.78 $2.67 – $35.65
JFK Johnson Rehabilitation Institute (JRI) Edison $7.78 $2.67 – $36.61
Palisades Medical Center North Bergen $7.78 $7.05 – $35.65
Raritan Bay Medical Center Perth Amboy $7.78 $7.78 – $35.65
Riverview Medical Center Red Bank $7.78 $4.95 – $35.65
Southern Ocean Medical Center Manahawkin $7.78 $7.78 – $35.65

All New-jersey hospitals for this procedure →