Aco annual medicare visit (awv), subsq g0439aco at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$160.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$410.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.06 with AETNA vs $410.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $68.06 ↓ -58%
CLOVER MEDICARE ADVANTAGE $73.80 ↓ -54%
SEOUL MEDICAL GROUP ALL PRODUCTS $94.71 ↓ -41%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $95.12 ↓ -41%
OPTUM HEALTH MANAGED MEDICAID $128.55 ↓ -20%
AMERIGROUP MANAGED MEDICAID $160.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $160.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $160.69 ↑ +0%
WELLCARE MANAGED MEDICAID $160.69 ↑ +0%
VACCN ALL PRODUCTS $160.69 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $168.72 ↑ +5%
AETNA MEDICARE ADVANTAGE $175.15 ↑ +9%
UNITED HEALTHCARE DSNP $192.83 ↑ +20%
KARNA MEDICARE ADVANTAGE $228.47 ↑ +42%
UNITED HEALTHCARE MANAGED MEDICAID $241.49 ↑ +50%
OXFORD ALL PRODUCTS $279.37 ↑ +74%
HORIZON MANAGED MEDICAID $282.86 ↑ +76%
HORIZON WORKERS COMP $296.27 ↑ +84%
BEACON ALL PRODUCTS $307.50 ↑ +91%
BERGEN RISK ALL PRODUCTS $307.50 ↑ +91%
HORIZON PIP $312.42 ↑ +94%
QUALCARE PPO $318.57 ↑ +98%
QUALCARE HMO $318.57 ↑ +98%
AETNA ASA $321.03 ↑ +100%
HORIZON OMNIA $325.29 ↑ +102%
CIGNA BH $328.00 ↑ +104%
UNITED HEALTHCARE HMO $348.38 ↑ +117%
ACTIVECARE FIRST MCO ALL PRODUCTS $348.50 ↑ +117%
MULTIPLAN - PHCS ALL PRODUCTS $348.50 ↑ +117%
AMERIHEALTH LOCAL HMO $358.18 ↑ +123%
QUALCARE WORKERS COMP $360.80 ↑ +125%
BRIGHTON HEALTH PLAN ALL PRODUCTS $369.00 ↑ +130%
AETNA HMO $369.00 ↑ +130%
AETNA PPO $369.00 ↑ +130%
CIGNA PPO $392.08 ↑ +144%
CIGNA HMO $392.08 ↑ +144%
HORIZON SHP $397.99 ↑ +148%
HORIZON HMO $400.08 ↑ +149%
HORIZON INDEMNITY $404.47 ↑ +152%
AMERIHEALTH REGIONAL HMO $405.65 ↑ +152%
HORIZON PPO $410.00 ↑ +155%
UBH ALL PRODUCTS not published by hospital

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Aco annual medicare visit (awv), subsq g0439aco at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $160.69 $160.69 – $237.19
Palisades Medical Center North Bergen $160.69 $160.69 – $237.19
Raritan Bay Medical Center Perth Amboy $160.69 $160.69 – $237.19
Riverview Medical Center Red Bank $160.69 $160.69 – $228.47
Southern Ocean Medical Center Manahawkin $160.69 $160.69 – $228.47

All New-jersey hospitals for this procedure →