Ablation cryo thigh/knee at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$265.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,097.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$182.10 with AETNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $182.10 | ↓ -31% |
| CLOVER | MEDICARE ADVANTAGE | $197.46 | ↓ -26% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $253.41 | ↓ -5% |
| VACCN | ALL PRODUCTS | $265.51 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $265.51 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $265.51 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $265.51 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $265.51 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $278.79 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $289.41 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $318.62 | ↑ +20% |
| BEACON | ALL PRODUCTS | $822.75 | ↑ +210% |
| BERGEN RISK | ALL PRODUCTS | $822.75 | ↑ +210% |
| HORIZON | PIP | $835.91 | ↑ +215% |
| QUALCARE | PPO | $852.37 | ↑ +221% |
| AETNA | ASA | $858.95 | ↑ +224% |
| HORIZON | OMNIA | $870.36 | ↑ +228% |
| CIGNA | BH | $877.60 | ↑ +231% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $932.45 | ↑ +251% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $932.45 | ↑ +251% |
| AMERIHEALTH | LOCAL HMO | $958.34 | ↑ +261% |
| QUALCARE | WORKERS COMP | $965.36 | ↑ +264% |
| CIGNA | PPO | $986.09 | ↑ +271% |
| CIGNA | HMO | $986.09 | ↑ +271% |
| HORIZON | SHP | $1,064.86 | ↑ +301% |
| HORIZON | HMO | $1,070.45 | ↑ +303% |
| HORIZON | INDEMNITY | $1,082.19 | ↑ +308% |
| AMERIHEALTH | REGIONAL HMO | $1,085.37 | ↑ +309% |
| HORIZON | PPO | $1,097.00 | ↑ +313% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +348% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↑ +588% |
| OXFORD | ALL PRODUCTS | $2,805.00 | ↑ +956% |
| UNITED HEALTHCARE | HMO | $3,315.00 | ↑ +1149% |
| QUALCARE | HMO | $6,256.00 | ↑ +2256% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +3728% |
| AETNA | PPO | $10,202.00 | ↑ +3742% |
| AETNA | HMO | $10,202.00 | ↑ +3742% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +5405% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Ablation cryo thigh/knee at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $265.51 | $265.51 – $318.62 |
| Hackensack University Medical Center | Hackensack | $282.50 | $226.00 – $296.62 |
| Ocean University Medical Center | Brick | $262.16 | $239.88 – $314.59 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $265.74 | $239.88 – $265.74 |
| Palisades Medical Center | North Bergen | $282.50 | $282.50 – $307.92 |
| Raritan Bay Medical Center | Perth Amboy | $265.74 | $265.74 – $318.89 |
| Riverview Medical Center | Red Bank | $265.51 | $265.51 – $318.62 |
| Southern Ocean Medical Center | Manahawkin | $262.16 | $262.16 – $314.59 |