Ablate pulm tumor perq rf at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$6,457.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,177.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$872.56 with KARNA vs $23,535.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $872.56 ↓ -86%
HORIZON MANAGED MEDICAID $1,827.00 ↓ -72%
AETNA MANAGED MEDICAID $2,187.38 ↓ -66%
CLOVER MEDICARE ADVANTAGE $2,371.86 ↓ -63%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $3,043.89 ↓ -53%
QUALCARE HMO $6,256.00 ↓ -3%
WELLCARE MEDICARE ADVANTAGE $6,457.82 ↑ +0%
VACCN ALL PRODUCTS $6,457.82 ↑ +0%
WELLCARE MANAGED MEDICAID $6,457.82 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $6,457.82 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $6,457.82 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6,780.71 ↑ +5%
AETNA MEDICARE ADVANTAGE $7,039.02 ↑ +9%
UNITED HEALTHCARE DSNP $7,749.38 ↑ +20%
BERGEN RISK ALL PRODUCTS $9,882.75 ↑ +53%
BEACON ALL PRODUCTS $9,882.75 ↑ +53%
HORIZON PIP $10,040.87 ↑ +55%
HORIZON OMNIA $10,075.00 ↑ +56%
AETNA PPO $10,202.00 ↑ +58%
AETNA HMO $10,202.00 ↑ +58%
QUALCARE PPO $10,231.00 ↑ +58%
AETNA ASA $10,317.59 ↑ +60%
CIGNA BH $10,541.60 ↑ +63%
QUALCARE WORKERS COMP $10,822.00 ↑ +68%
MULTIPLAN - PHCS ALL PRODUCTS $11,200.45 ↑ +73%
ACTIVECARE FIRST MCO ALL PRODUCTS $11,200.45 ↑ +73%
HORIZON SHP $11,486.00 ↑ +78%
AMERIHEALTH LOCAL HMO $11,511.43 ↑ +78%
CIGNA PPO $11,844.81 ↑ +83%
CIGNA HMO $11,844.81 ↑ +83%
HORIZON HMO $12,442.00 ↑ +93%
HORIZON INDEMNITY $12,559.00 ↑ +94%
HORIZON PPO $12,766.00 ↑ +98%
AMERIHEALTH REGIONAL HMO $13,037.32 ↑ +102%
HORIZON WORKERS COMP $14,615.00 ↑ +126%
OXFORD ALL PRODUCTS $19,413.00 ↑ +201%
BRIGHTON HEALTH PLAN ALL PRODUCTS $21,850.00 ↑ +238%
UNITED HEALTHCARE HMO $23,535.00 ↑ +264%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ablate pulm tumor perq rf at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $6,457.82 $6,457.82 – $7,749.38
Hackensack University Medical Center Hackensack $6,870.89 $894.93 – $7,214.44
Ocean University Medical Center Brick $6,376.26 $872.56 – $7,651.51
JFK Johnson Rehabilitation Institute (JRI) Edison $6,463.42 $894.93 – $6,463.42
Palisades Medical Center North Bergen $6,870.89 $894.93 – $7,489.27
Raritan Bay Medical Center Perth Amboy $6,463.42 $894.93 – $7,756.10
Riverview Medical Center Red Bank $6,457.82 $872.56 – $7,749.38
Southern Ocean Medical Center Manahawkin $6,376.26 $872.56 – $7,651.51

All New-jersey hospitals for this procedure →