X-ray knee 1-2 views (both sides) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$96.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.52 with UNITED HEALTHCARE vs $501.90 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $38.52 ↓ -60%
AMERIHEALTH LOCAL HMO $53.71 ↓ -44%
AMERIHEALTH REGIONAL HMO $54.63 ↓ -43%
KARNA MEDICARE ADVANTAGE $63.26 ↓ -34%
AETNA HMO $69.58 ↓ -28%
AETNA PPO $69.58 ↓ -28%
CIGNA PPO $93.64 ↓ -3%
CIGNA HMO $93.64 ↓ -3%
VACCN ALL PRODUCTS $96.23 ↑ +0%
WELLCARE MANAGED MEDICAID $96.23 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $96.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $96.23 ↑ +0%
CLOVER MEDICARE ADVANTAGE $98.82 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $101.04 ↑ +5%
AETNA MANAGED MEDICAID $101.57 ↑ +6%
AETNA MEDICARE ADVANTAGE $104.89 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $112.55 ↑ +17%
UNITED HEALTHCARE DSNP $115.47 ↑ +20%
UNITED HEALTHCARE HMO $219.04 ↑ +128%
OXFORD ALL PRODUCTS $297.01 ↑ +209%
HORIZON PIP $357.40 ↑ +271%
HORIZON WORKERS COMP $368.87 ↑ +283%
HORIZON OMNIA $396.43 ↑ +312%
BERGEN RISK ALL PRODUCTS $411.75 ↑ +328%
AETNA ASA $429.87 ↑ +347%
BRIGHTON HEALTH PLAN ALL PRODUCTS $439.20 ↑ +356%
CIGNA BH $439.20 ↑ +356%
MULTIPLAN - PHCS ALL PRODUCTS $466.65 ↑ +385%
HORIZON SHP $471.26 ↑ +390%
HORIZON INDEMNITY $488.61 ↑ +408%
HORIZON HMO $488.94 ↑ +408%
QUALCARE HMO $498.49 ↑ +418%
QUALCARE WORKERS COMP $498.49 ↑ +418%
QUALCARE PPO $498.49 ↑ +418%
HORIZON PPO $501.90 ↑ +422%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray knee 1-2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $219.60 $79.61 – $79.61
Childrens Specialized Hospital Mountainside $321.00 $16.50 – $655.00
Bayshore Medical Center Holmdel $97.46 $38.52 – $219.04
Hackensack University Medical Center Hackensack $103.69 $24.53 – $250.18
Ocean University Medical Center Brick $96.23 $38.52 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $48.02 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $38.52 – $102.33
Palisades Medical Center North Bergen $103.69 $27.06 – $219.04

All New-jersey hospitals for this procedure →