Urine pregnancy test at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$8.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$138.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with HORIZON vs $135.74 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BH $3.00 ↓ -65%
WELLCARE MEDICARE ADVANTAGE $8.61 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.61 ↑ +0%
CLOVER MEDICARE ADVANTAGE $8.61 ↑ +0%
WELLCARE MANAGED MEDICAID $8.61 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.61 ↑ +0%
VACCN ALL PRODUCTS $8.61 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $9.04 ↑ +5%
AETNA MEDICARE ADVANTAGE $9.38 ↑ +9%
UNITED HEALTHCARE DSNP $10.33 ↑ +20%
KARNA MEDICARE ADVANTAGE $11.21 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $13.89 ↑ +61%
UNITED HEALTHCARE HMO $17.67 ↑ +105%
AETNA MANAGED MEDICAID $25.53 ↑ +197%
CIGNA PPO $39.45 ↑ +358%
CIGNA HMO $39.45 ↑ +358%
OXFORD ALL PRODUCTS $74.66 ↑ +767%
HORIZON MANAGED MEDICAID $87.46 ↑ +916%
HORIZON PIP $89.84 ↑ +943%
HORIZON WORKERS COMP $92.72 ↑ +977%
HORIZON OMNIA $99.65 ↑ +1057%
BERGEN RISK ALL PRODUCTS $103.50 ↑ +1102%
AETNA ASA $108.05 ↑ +1155%
CIGNA BH $110.40 ↑ +1182%
BRIGHTON HEALTH PLAN ALL PRODUCTS $110.40 ↑ +1182%
MULTIPLAN - PHCS ALL PRODUCTS $117.30 ↑ +1262%
AETNA HMO $117.58 ↑ +1266%
AETNA PPO $117.58 ↑ +1266%
HORIZON SHP $118.46 ↑ +1276%
AMERIHEALTH LOCAL HMO $119.84 ↑ +1292%
HORIZON INDEMNITY $122.82 ↑ +1326%
HORIZON HMO $122.90 ↑ +1327%
QUALCARE HMO $125.30 ↑ +1355%
QUALCARE WORKERS COMP $125.30 ↑ +1355%
QUALCARE PPO $125.30 ↑ +1355%
HORIZON PPO $126.16 ↑ +1365%
AMERIHEALTH REGIONAL HMO $135.74 ↑ +1477%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Urine pregnancy test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $9.47 $4.05 – $34.72
Cooperman Barnabas Medical Center Livingston $9.47 $4.05 – $34.72
Community Medical Center Toms River $9.47 $4.05 – $34.72
Clara Maass Medical Center Belleville $9.47 $4.05 – $34.72
Childrens Specialized Hospital Mountainside $14.00 $6.89 – $8.20
Newark Beth Israel Medical Center Newark $9.47 $4.05 – $34.72
Jersey City Medical Center Jersey City $9.47 $4.05 – $34.72
Monmouth Medical Center Long Branch $9.47 $4.05 – $34.72

All New-jersey hospitals for this procedure →