Remove cartilage for graft at Southern Ocean Medical Center
1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590
$4,001.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,151.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,013.21 with KARNA vs $14,007.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,013.21 | ↓ -75% |
| CLOVER | MEDICARE ADVANTAGE | $1,107.18 | ↓ -72% |
| AETNA | MANAGED MEDICAID | $1,137.94 | ↓ -72% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -70% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,260.96 | ↓ -68% |
| HORIZON | MANAGED MEDICAID | $1,361.00 | ↓ -66% |
| QUALCARE | HMO | $2,255.00 | ↓ -44% |
| CIGNA | HMO | $3,586.00 | ↓ -10% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,001.00 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $4,001.00 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $4,001.00 | ↑ +0% |
| VACCN | ALL PRODUCTS | $4,001.00 | ↑ +0% |
| HORIZON | PIP | $4,004.30 | ↑ +0% |
| CIGNA | PPO | $4,011.00 | ↑ +0% |
| HORIZON | WORKERS COMP | $4,132.86 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,201.05 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $4,361.09 | ↑ +9% |
| HORIZON | OMNIA | $4,441.64 | ↑ +11% |
| BERGEN RISK | ALL PRODUCTS | $4,613.25 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $4,801.20 | ↑ +20% |
| AETNA | ASA | $4,816.23 | ↑ +20% |
| CIGNA | BH | $4,920.80 | ↑ +23% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,228.35 | ↑ +31% |
| HORIZON | SHP | $5,280.02 | ↑ +32% |
| AMERIHEALTH | LOCAL HMO | $5,341.53 | ↑ +34% |
| HORIZON | INDEMNITY | $5,474.39 | ↑ +37% |
| HORIZON | HMO | $5,478.08 | ↑ +37% |
| QUALCARE | PPO | $5,585.11 | ↑ +40% |
| QUALCARE | WORKERS COMP | $5,585.11 | ↑ +40% |
| HORIZON | PPO | $5,623.24 | ↑ +41% |
| AMERIHEALTH | REGIONAL HMO | $6,050.12 | ↑ +51% |
| AETNA | HMO | $9,383.00 | ↑ +135% |
| AETNA | PPO | $9,383.00 | ↑ +135% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +148% |
| OXFORD | ALL PRODUCTS | $11,243.00 | ↑ +181% |
| UNITED HEALTHCARE | HMO | $14,007.00 | ↑ +250% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Remove cartilage for graft at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $249.28 – $8,002.00 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $524.56 – $8,214.64 |
| Community Medical Center | Toms River | $3,786.00 | $537.20 – $7,961.99 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $518.24 – $8,173.57 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $256.61 – $8,214.64 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $322.59 – $8,579.65 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,036.48 – $8,063.84 |
| Bayshore Medical Center | Holmdel | $4,052.18 | $4,052.18 – $4,862.62 |