Pelvic MRI (without contrast) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$264.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,346.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$264.17 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $264.17 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $264.17 ↑ +0%
WELLCARE MANAGED MEDICAID $264.17 ↑ +0%
VACCN ALL PRODUCTS $264.17 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $277.38 ↑ +5%
AETNA MEDICARE ADVANTAGE $287.95 ↑ +9%
UNITED HEALTHCARE DSNP $317.01 ↑ +20%
KARNA MEDICARE ADVANTAGE $433.03 ↑ +64%
CIGNA HMO $527.78 ↑ +100%
CIGNA PPO $527.78 ↑ +100%
UNITED HEALTHCARE HMO $559.79 ↑ +112%
CLOVER MEDICARE ADVANTAGE $602.28 ↑ +128%
AETNA MANAGED MEDICAID $619.01 ↑ +134%
SEOUL MEDICAL GROUP ALL PRODUCTS $685.93 ↑ +160%
AETNA HMO $696.20 ↑ +164%
AETNA PPO $696.20 ↑ +164%
AMERIHEALTH LOCAL HMO $944.81 ↑ +258%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +260%
AMERIHEALTH REGIONAL HMO $961.16 ↑ +264%
OXFORD ALL PRODUCTS $1,810.19 ↑ +585%
HORIZON PIP $2,178.25 ↑ +725%
HORIZON WORKERS COMP $2,248.18 ↑ +751%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,308.74 ↑ +774%
HORIZON OMNIA $2,416.15 ↑ +815%
AETNA ASA $2,619.92 ↑ +892%
CIGNA BH $2,676.80 ↑ +913%
MULTIPLAN - PHCS ALL PRODUCTS $2,844.10 ↑ +977%
HORIZON SHP $2,872.21 ↑ +987%
HORIZON INDEMNITY $2,977.94 ↑ +1027%
HORIZON HMO $2,979.95 ↑ +1028%
QUALCARE WORKERS COMP $3,038.17 ↑ +1050%
QUALCARE PPO $3,038.17 ↑ +1050%
QUALCARE HMO $3,038.17 ↑ +1050%
HORIZON PPO $3,058.91 ↑ +1058%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1540%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Pelvic MRI (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $599.32 $122.51 – $896.25
Cooperman Barnabas Medical Center Livingston $699.90 $271.19 – $2,072.00
Community Medical Center Toms River $662.22 $264.17 – $2,072.00
Clara Maass Medical Center Belleville $761.38 $271.19 – $2,072.00
Newark Beth Israel Medical Center Newark $688.01 $126.12 – $2,072.00
Jersey City Medical Center Jersey City $663.50 $158.55 – $2,010.00
Monmouth Medical Center Long Branch $698.62 $267.55 – $2,072.00
Bayshore Medical Center Holmdel $267.55 $267.55 – $4,332.00

All New-jersey hospitals for this procedure →