Npsy tst eval phsy/qhp 1st hr at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$579.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$798.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.60 with HORIZON vs $784.91 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BH $68.60 ↓ -88%
CLOVER MEDICARE ADVANTAGE $143.64 ↓ -75%
AETNA MANAGED MEDICAID $147.63 ↓ -75%
SEOUL MEDICAL GROUP ALL PRODUCTS $163.59 ↓ -72%
KARNA MEDICARE ADVANTAGE $171.37 ↓ -70%
OXFORD ALL PRODUCTS $396.00 ↓ -32%
UNITED HEALTHCARE MANAGED MEDICAID $470.02 ↓ -19%
HORIZON MANAGED MEDICAID $505.77 ↓ -13%
HORIZON PIP $519.50 ↓ -10%
HORIZON WORKERS COMP $536.18 ↓ -8%
HORIZON OMNIA $576.24 ↓ -1%
WELLCARE MEDICARE ADVANTAGE $579.88 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $579.88 ↑ +0%
VACCN ALL PRODUCTS $579.88 ↑ +0%
WELLCARE MANAGED MEDICAID $579.88 ↑ +0%
BERGEN RISK ALL PRODUCTS $598.50 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $608.88 ↑ +5%
AETNA ASA $624.83 ↑ +8%
AETNA MEDICARE ADVANTAGE $632.07 ↑ +9%
CIGNA BH $638.40 ↑ +10%
UNITED HEALTHCARE HMO $651.00 ↑ +12%
MULTIPLAN - PHCS ALL PRODUCTS $678.30 ↑ +17%
HORIZON SHP $685.00 ↑ +18%
AMERIHEALTH LOCAL HMO $692.98 ↑ +20%
UNITED HEALTHCARE DSNP $695.86 ↑ +20%
HORIZON INDEMNITY $710.22 ↑ +22%
HORIZON HMO $710.70 ↑ +23%
BRIGHTON HEALTH PLAN ALL PRODUCTS $718.20 ↑ +24%
AETNA PPO $718.36 ↑ +24%
AETNA HMO $718.36 ↑ +24%
QUALCARE HMO $724.58 ↑ +25%
QUALCARE PPO $724.58 ↑ +25%
QUALCARE WORKERS COMP $724.58 ↑ +25%
HORIZON PPO $729.53 ↑ +26%
CIGNA PPO $763.13 ↑ +32%
CIGNA HMO $763.13 ↑ +32%
AMERIHEALTH REGIONAL HMO $784.91 ↑ +35%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Npsy tst eval phsy/qhp 1st hr at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $270.50 $258.00 – $258.00
Bayshore Medical Center Holmdel $587.30 $393.00 – $640.16
Hackensack University Medical Center Hackensack $624.87 $175.80 – $1,673.00
Ocean University Medical Center Brick $579.88 $154.00 – $566.00
JFK Johnson Rehabilitation Institute (JRI) Edison $587.81 $68.60 – $759.00
Jersey Shore University Medical Center Neptune City $587.30 $68.60 – $640.16
Palisades Medical Center North Bergen $624.87 $142.00 – $1,353.00
Raritan Bay Medical Center Perth Amboy $587.81 $175.80 – $705.37

All New-jersey hospitals for this procedure →