Neck (Cervical Spine) MRI (with contrast) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$390.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,703.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$390.30 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $390.30 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $390.30 ↑ +0%
WELLCARE MANAGED MEDICAID $390.30 ↑ +0%
VACCN ALL PRODUCTS $390.30 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $409.82 ↑ +5%
AETNA MEDICARE ADVANTAGE $425.43 ↑ +9%
UNITED HEALTHCARE DSNP $468.36 ↑ +20%
KARNA MEDICARE ADVANTAGE $520.50 ↑ +33%
CIGNA HMO $621.72 ↑ +59%
CIGNA PPO $621.72 ↑ +59%
AETNA PPO $733.68 ↑ +88%
AETNA HMO $733.68 ↑ +88%
CLOVER MEDICARE ADVANTAGE $846.54 ↑ +117%
AETNA MANAGED MEDICAID $870.06 ↑ +123%
UNITED HEALTHCARE HMO $895.45 ↑ +129%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +144%
SEOUL MEDICAL GROUP ALL PRODUCTS $964.12 ↑ +147%
AMERIHEALTH LOCAL HMO $1,094.00 ↑ +180%
AMERIHEALTH REGIONAL HMO $1,112.92 ↑ +185%
OXFORD ALL PRODUCTS $2,544.32 ↑ +552%
HORIZON PIP $3,061.65 ↑ +684%
HORIZON WORKERS COMP $3,159.95 ↑ +710%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,245.07 ↑ +731%
HORIZON OMNIA $3,396.04 ↑ +770%
AETNA ASA $3,682.45 ↑ +843%
CIGNA BH $3,762.40 ↑ +864%
MULTIPLAN - PHCS ALL PRODUCTS $3,997.55 ↑ +924%
HORIZON SHP $4,037.06 ↑ +934%
HORIZON INDEMNITY $4,185.67 ↑ +972%
HORIZON HMO $4,188.49 ↑ +973%
QUALCARE WORKERS COMP $4,270.32 ↑ +994%
QUALCARE PPO $4,270.32 ↑ +994%
QUALCARE HMO $4,270.32 ↑ +994%
HORIZON PPO $4,299.48 ↑ +1002%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1010%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Neck (Cervical Spine) MRI (with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $579.24 $147.26 – $1,037.77
Cooperman Barnabas Medical Center Livingston $653.92 $400.67 – $2,072.00
Community Medical Center Toms River $640.03 $326.00 – $2,072.00
Clara Maass Medical Center Belleville $613.80 $326.00 – $2,072.00
Childrens Specialized Hospital Mountainside $1,646.50 $353.00 – $353.00
Newark Beth Israel Medical Center Newark $642.81 $151.59 – $2,072.00
Jersey City Medical Center Jersey City $641.27 $190.57 – $2,010.00
Monmouth Medical Center Long Branch $675.21 $326.00 – $2,072.00

All New-jersey hospitals for this procedure →