MRI chest without & w/contrast at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$390.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,244.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$390.30 with VACCN vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $390.30 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $390.30 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $390.30 ↑ +0%
WELLCARE MANAGED MEDICAID $390.30 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $409.82 ↑ +5%
AETNA MEDICARE ADVANTAGE $425.43 ↑ +9%
UNITED HEALTHCARE DSNP $468.36 ↑ +20%
CLOVER MEDICARE ADVANTAGE $763.92 ↑ +96%
AETNA MANAGED MEDICAID $785.14 ↑ +101%
SEOUL MEDICAL GROUP ALL PRODUCTS $870.02 ↑ +123%
KARNA MEDICARE ADVANTAGE $893.93 ↑ +129%
UNITED HEALTHCARE HMO $895.45 ↑ +129%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +144%
CIGNA HMO $1,213.72 ↑ +211%
CIGNA PPO $1,213.72 ↑ +211%
AETNA HMO $1,315.85 ↑ +237%
AETNA PPO $1,315.85 ↑ +237%
AMERIHEALTH LOCAL HMO $1,531.59 ↑ +292%
AMERIHEALTH REGIONAL HMO $1,558.09 ↑ +299%
OXFORD ALL PRODUCTS $2,296.00 ↑ +488%
HORIZON PIP $2,762.84 ↑ +608%
HORIZON WORKERS COMP $2,851.54 ↑ +631%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,928.36 ↑ +650%
HORIZON OMNIA $3,064.59 ↑ +685%
AETNA ASA $3,323.05 ↑ +751%
CIGNA BH $3,395.20 ↑ +770%
MULTIPLAN - PHCS ALL PRODUCTS $3,607.40 ↑ +824%
HORIZON SHP $3,643.05 ↑ +833%
HORIZON INDEMNITY $3,777.16 ↑ +868%
HORIZON HMO $3,779.71 ↑ +868%
QUALCARE WORKERS COMP $3,853.55 ↑ +887%
QUALCARE PPO $3,853.55 ↑ +887%
QUALCARE HMO $3,853.55 ↑ +887%
HORIZON PPO $3,879.86 ↑ +894%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1010%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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MRI chest without & w/contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $887.07 $249.57 – $1,452.87
Cooperman Barnabas Medical Center Livingston $926.85 $400.67 – $2,072.00
Community Medical Center Toms River $980.17 $326.00 – $2,072.00
Newark Beth Israel Medical Center Newark $911.10 $256.91 – $2,072.00
Jersey City Medical Center Jersey City $982.06 $322.98 – $2,010.00
Monmouth Medical Center Long Branch $1,034.04 $326.00 – $2,072.00
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,850.29

All New-jersey hospitals for this procedure →