MRI cardiac morph & func wwo IV cont at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$390.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,956.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$390.30 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $390.30 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $390.30 ↑ +0%
WELLCARE MANAGED MEDICAID $390.30 ↑ +0%
VACCN ALL PRODUCTS $390.30 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $409.82 ↑ +5%
AETNA MEDICARE ADVANTAGE $425.43 ↑ +9%
UNITED HEALTHCARE DSNP $468.36 ↑ +20%
KARNA MEDICARE ADVANTAGE $685.61 ↑ +76%
CLOVER MEDICARE ADVANTAGE $712.08 ↑ +82%
AETNA MANAGED MEDICAID $731.86 ↑ +88%
SEOUL MEDICAL GROUP ALL PRODUCTS $810.98 ↑ +108%
CIGNA HMO $813.43 ↑ +108%
CIGNA PPO $813.43 ↑ +108%
UNITED HEALTHCARE HMO $895.45 ↑ +129%
AETNA HMO $924.10 ↑ +137%
AETNA PPO $924.10 ↑ +137%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +144%
AMERIHEALTH LOCAL HMO $1,094.00 ↑ +180%
AMERIHEALTH REGIONAL HMO $1,112.92 ↑ +185%
OXFORD ALL PRODUCTS $2,140.20 ↑ +448%
HORIZON PIP $2,575.36 ↑ +560%
HORIZON WORKERS COMP $2,658.04 ↑ +581%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,729.64 ↑ +599%
HORIZON OMNIA $2,856.63 ↑ +632%
AETNA ASA $3,097.55 ↑ +694%
CIGNA BH $3,164.80 ↑ +711%
MULTIPLAN - PHCS ALL PRODUCTS $3,362.60 ↑ +762%
HORIZON SHP $3,395.83 ↑ +770%
HORIZON INDEMNITY $3,520.84 ↑ +802%
HORIZON HMO $3,523.21 ↑ +803%
QUALCARE WORKERS COMP $3,592.05 ↑ +820%
QUALCARE PPO $3,592.05 ↑ +820%
QUALCARE HMO $3,592.05 ↑ +820%
HORIZON PPO $3,616.58 ↑ +827%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1010%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $764.31 $193.97 – $1,037.77
Community Medical Center Toms River $844.53 $326.00 – $2,072.00
Newark Beth Israel Medical Center Newark $863.19 $199.68 – $2,072.00
Monmouth Medical Center Long Branch $890.95 $326.00 – $2,072.00
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,332.00
Ocean University Medical Center Brick $390.30 $357.13 – $4,332.00
JFK Johnson Rehabilitation Institute (JRI) Edison $395.64 $357.13 – $4,332.00

All New-jersey hospitals for this procedure →