Kidney endoscopy & biopsy at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$10,106.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,092.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$687.94 with KARNA vs $12,127.23 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $687.94 ↓ -93%
HORIZON MANAGED MEDICAID $903.00 ↓ -91%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -88%
QUALCARE HMO $1,525.00 ↓ -85%
CLOVER MEDICARE ADVANTAGE $1,996.56 ↓ -80%
AETNA MANAGED MEDICAID $2,052.02 ↓ -80%
CIGNA HMO $2,249.00 ↓ -78%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,273.86 ↓ -77%
CIGNA PPO $2,518.00 ↓ -75%
OXFORD ALL PRODUCTS $6,189.00 ↓ -39%
HORIZON OMNIA $7,049.00 ↓ -30%
HORIZON PIP $7,220.89 ↓ -29%
HORIZON WORKERS COMP $7,452.71 ↓ -26%
UNITED HEALTHCARE HMO $7,601.00 ↓ -25%
HORIZON SHP $7,963.00 ↓ -21%
BERGEN RISK ALL PRODUCTS $8,319.00 ↓ -18%
AETNA ASA $8,685.04 ↓ -14%
HORIZON INDEMNITY $8,703.00 ↓ -14%
HORIZON HMO $8,706.00 ↓ -14%
CIGNA BH $8,873.60 ↓ -12%
HORIZON PPO $8,936.00 ↓ -12%
AETNA HMO $9,383.00 ↓ -7%
AETNA PPO $9,383.00 ↓ -7%
MULTIPLAN - PHCS ALL PRODUCTS $9,428.20 ↓ -7%
AMERIHEALTH LOCAL HMO $9,632.29 ↓ -5%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↓ -2%
QUALCARE PPO $10,071.54 ↓ -0%
QUALCARE WORKERS COMP $10,071.54 ↓ -0%
VACCN ALL PRODUCTS $10,106.03 ↑ +0%
WELLCARE MANAGED MEDICAID $10,106.03 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $10,106.03 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10,106.03 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10,611.33 ↑ +5%
AMERIHEALTH REGIONAL HMO $10,910.09 ↑ +8%
AETNA MEDICARE ADVANTAGE $11,015.57 ↑ +9%
UNITED HEALTHCARE DSNP $12,127.23 ↑ +20%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Kidney endoscopy & biopsy at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $209.62 – $20,212.06
Cooperman Barnabas Medical Center Livingston $6,839.00 $253.08 – $20,749.12
Community Medical Center Toms River $3,786.00 $259.18 – $20,111.00
Clara Maass Medical Center Belleville $3,986.00 $250.03 – $20,645.37
Newark Beth Israel Medical Center Newark $4,881.00 $215.79 – $20,749.12
Jersey City Medical Center Jersey City $5,339.00 $271.27 – $21,671.10
Monmouth Medical Center Long Branch $5,419.00 $500.07 – $20,368.25
Bayshore Medical Center Holmdel $10,235.30 $10,235.30 – $12,282.36

All New-jersey hospitals for this procedure →