Insert nasal septal button at Southern Ocean Medical Center
1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590
$1,618.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,292.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$270.31 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $270.31 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $592.56 | ↓ -63% |
| AETNA | MANAGED MEDICAID | $609.02 | ↓ -62% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $674.86 | ↓ -58% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -27% |
| WELLCARE | MEDICARE ADVANTAGE | $1,618.86 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,618.86 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,618.86 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,618.86 | ↑ +0% |
| HORIZON | MANAGED MEDICAID | $1,679.00 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,699.80 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,764.56 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $1,942.63 | ↑ +20% |
| HORIZON | PIP | $2,143.09 | ↑ +32% |
| HORIZON | WORKERS COMP | $2,211.89 | ↑ +37% |
| QUALCARE | HMO | $2,255.00 | ↑ +39% |
| HORIZON | OMNIA | $2,377.15 | ↑ +47% |
| BERGEN RISK | ALL PRODUCTS | $2,469.00 | ↑ +53% |
| AETNA | ASA | $2,577.64 | ↑ +59% |
| CIGNA | BH | $2,633.60 | ↑ +63% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,798.20 | ↑ +73% |
| HORIZON | SHP | $2,825.85 | ↑ +75% |
| AMERIHEALTH | LOCAL HMO | $2,858.77 | ↑ +77% |
| HORIZON | INDEMNITY | $2,929.88 | ↑ +81% |
| HORIZON | HMO | $2,931.86 | ↑ +81% |
| QUALCARE | WORKERS COMP | $2,989.14 | ↑ +85% |
| QUALCARE | PPO | $2,989.14 | ↑ +85% |
| HORIZON | PPO | $3,009.55 | ↑ +86% |
| AMERIHEALTH | REGIONAL HMO | $3,238.01 | ↑ +100% |
| CIGNA | HMO | $3,586.00 | ↑ +122% |
| CIGNA | PPO | $4,011.00 | ↑ +148% |
| OXFORD | ALL PRODUCTS | $6,189.00 | ↑ +282% |
| UNITED HEALTHCARE | HMO | $7,601.00 | ↑ +370% |
| AETNA | PPO | $9,383.00 | ↑ +480% |
| AETNA | HMO | $9,383.00 | ↑ +480% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +514% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Insert nasal septal button at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $37.18 – $3,323.76 |
| Community Medical Center | Toms River | $3,786.00 | $38.08 – $3,221.53 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $36.74 – $3,307.14 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $40.32 – $3,471.44 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $73.47 – $3,262.74 |
| Bayshore Medical Center | Holmdel | $1,639.57 | $1,639.57 – $1,967.48 |
| Hackensack University Medical Center | Hackensack | $1,744.44 | $280.83 – $1,831.67 |
| Ocean University Medical Center | Brick | $1,618.86 | $270.31 – $1,942.63 |