Ins mark thor for right perq at Southern Ocean Medical Center
1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590
$1,495.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,950.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$350.35 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $350.35 | ↓ -77% |
| CLOVER | MEDICARE ADVANTAGE | $891.00 | ↓ -40% |
| AETNA | MANAGED MEDICAID | $915.75 | ↓ -39% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,014.75 | ↓ -32% |
| HORIZON | MANAGED MEDICAID | $1,188.00 | ↓ -21% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -20% |
| WELLCARE | MEDICARE ADVANTAGE | $1,495.34 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $1,495.34 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,495.34 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,495.34 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,570.11 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,629.92 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $1,794.41 | ↑ +20% |
| QUALCARE | HMO | $1,982.00 | ↑ +33% |
| HORIZON | PIP | $3,222.45 | ↑ +115% |
| HORIZON | WORKERS COMP | $3,325.91 | ↑ +122% |
| HORIZON | OMNIA | $3,574.40 | ↑ +139% |
| BERGEN RISK | ALL PRODUCTS | $3,712.50 | ↑ +148% |
| AETNA | ASA | $3,875.85 | ↑ +159% |
| CIGNA | BH | $3,960.00 | ↑ +165% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,207.50 | ↑ +181% |
| HORIZON | SHP | $4,249.08 | ↑ +184% |
| AMERIHEALTH | LOCAL HMO | $4,298.58 | ↑ +187% |
| HORIZON | INDEMNITY | $4,405.50 | ↑ +195% |
| HORIZON | HMO | $4,408.47 | ↑ +195% |
| QUALCARE | PPO | $4,494.60 | ↑ +201% |
| QUALCARE | WORKERS COMP | $4,494.60 | ↑ +201% |
| HORIZON | PPO | $4,525.29 | ↑ +203% |
| AMERIHEALTH | REGIONAL HMO | $4,868.82 | ↑ +226% |
| CIGNA | HMO | $5,022.00 | ↑ +236% |
| CIGNA | PPO | $5,631.00 | ↑ +277% |
| OXFORD | ALL PRODUCTS | $6,189.00 | ↑ +314% |
| UNITED HEALTHCARE | HMO | $7,601.00 | ↑ +408% |
| AETNA | PPO | $9,383.00 | ↑ +527% |
| AETNA | HMO | $9,383.00 | ↑ +527% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +564% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins mark thor for right perq at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $260.08 – $2,990.68 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,535.08 – $3,070.16 |
| Community Medical Center | Toms River | $3,786.00 | $1,495.34 – $2,975.73 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,535.08 – $3,054.81 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $267.73 – $3,070.16 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $336.57 – $3,206.59 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,514.47 – $3,013.80 |
| Bayshore Medical Center | Holmdel | $1,514.47 | $1,514.47 – $1,817.37 |