Incision of urethra at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$5,555.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$8,857.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$620.77 with KARNA vs $10,216.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $620.77 ↓ -89%
HORIZON MANAGED MEDICAID $903.00 ↓ -84%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -79%
CLOVER MEDICARE ADVANTAGE $1,594.26 ↓ -71%
AETNA MANAGED MEDICAID $1,638.55 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,815.69 ↓ -67%
QUALCARE HMO $1,982.00 ↓ -64%
CIGNA HMO $2,249.00 ↓ -60%
CIGNA PPO $2,518.00 ↓ -55%
WELLCARE MEDICARE ADVANTAGE $5,555.79 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $5,555.79 ↑ +0%
WELLCARE MANAGED MEDICAID $5,555.79 ↑ +0%
VACCN ALL PRODUCTS $5,555.79 ↑ +0%
HORIZON PIP $5,765.91 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $5,833.58 ↑ +5%
HORIZON WORKERS COMP $5,951.02 ↑ +7%
AETNA MEDICARE ADVANTAGE $6,055.81 ↑ +9%
HORIZON OMNIA $6,395.64 ↑ +15%
BERGEN RISK ALL PRODUCTS $6,642.75 ↑ +20%
UNITED HEALTHCARE DSNP $6,666.94 ↑ +20%
AETNA ASA $6,935.03 ↑ +25%
CIGNA BH $7,085.60 ↑ +28%
MULTIPLAN - PHCS ALL PRODUCTS $7,528.45 ↑ +36%
HORIZON SHP $7,602.85 ↑ +37%
AMERIHEALTH LOCAL HMO $7,691.42 ↑ +38%
HORIZON INDEMNITY $7,882.73 ↑ +42%
HORIZON HMO $7,888.04 ↑ +42%
QUALCARE PPO $8,042.16 ↑ +45%
QUALCARE WORKERS COMP $8,042.16 ↑ +45%
HORIZON PPO $8,097.07 ↑ +46%
OXFORD ALL PRODUCTS $8,251.00 ↑ +49%
AMERIHEALTH REGIONAL HMO $8,711.75 ↑ +57%
AETNA PPO $9,383.00 ↑ +69%
AETNA HMO $9,383.00 ↑ +69%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +79%
UNITED HEALTHCARE HMO $10,216.00 ↑ +84%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Incision of urethra at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5,626.86 $5,626.86 – $6,752.23
Hackensack University Medical Center Hackensack $5,986.78 $642.78 – $6,286.11
Ocean University Medical Center Brick $5,555.79 $620.77 – $6,666.94
JFK Johnson Rehabilitation Institute (JRI) Edison $5,631.74 $242.00 – $5,631.74
Jersey Shore University Medical Center Neptune City $5,626.86 $620.77 – $6,752.23
Palisades Medical Center North Bergen $5,986.78 $642.78 – $6,525.59
Raritan Bay Medical Center Perth Amboy $5,631.74 $642.78 – $6,758.08
Riverview Medical Center Red Bank $5,626.86 $620.77 – $6,752.23

All New-jersey hospitals for this procedure →