Incision of spinal nerve 64772 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$2,134.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,205.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$756.90 with CLOVER vs $10,216.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $756.90 ↓ -65%
AETNA MANAGED MEDICAID $777.93 ↓ -64%
SEOUL MEDICAL GROUP ALL PRODUCTS $862.03 ↓ -60%
KARNA MEDICARE ADVANTAGE $1,171.41 ↓ -45%
HORIZON MANAGED MEDICAID $1,188.00 ↓ -44%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -44%
QUALCARE HMO $1,982.00 ↓ -7%
WELLCARE MEDICARE ADVANTAGE $2,134.14 ↑ +0%
WELLCARE MANAGED MEDICAID $2,134.14 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $2,134.14 ↑ +0%
VACCN ALL PRODUCTS $2,134.14 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,240.85 ↑ +5%
AETNA MEDICARE ADVANTAGE $2,326.22 ↑ +9%
UNITED HEALTHCARE DSNP $2,560.97 ↑ +20%
HORIZON PIP $2,737.46 ↑ +28%
HORIZON WORKERS COMP $2,825.34 ↑ +32%
HORIZON OMNIA $3,036.43 ↑ +42%
CIGNA HMO $3,133.00 ↑ +47%
BERGEN RISK ALL PRODUCTS $3,153.75 ↑ +48%
AETNA ASA $3,292.52 ↑ +54%
CIGNA BH $3,364.00 ↑ +58%
CIGNA PPO $3,508.00 ↑ +64%
MULTIPLAN - PHCS ALL PRODUCTS $3,574.25 ↑ +67%
HORIZON SHP $3,609.57 ↑ +69%
AMERIHEALTH LOCAL HMO $3,651.62 ↑ +71%
HORIZON INDEMNITY $3,742.45 ↑ +75%
HORIZON HMO $3,744.97 ↑ +75%
QUALCARE PPO $3,818.14 ↑ +79%
QUALCARE WORKERS COMP $3,818.14 ↑ +79%
HORIZON PPO $3,844.21 ↑ +80%
AMERIHEALTH REGIONAL HMO $4,136.04 ↑ +94%
OXFORD ALL PRODUCTS $8,251.00 ↑ +287%
AETNA PPO $9,383.00 ↑ +340%
AETNA HMO $9,383.00 ↑ +340%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +365%
UNITED HEALTHCARE HMO $10,216.00 ↑ +379%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Incision of spinal nerve 64772 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $2,161.44 $2,161.44 – $2,593.73
Hackensack University Medical Center Hackensack $2,299.70 $1,211.12 – $2,414.68
Ocean University Medical Center Brick $2,134.14 $1,171.41 – $2,560.97
JFK Johnson Rehabilitation Institute (JRI) Edison $2,163.32 $445.42 – $2,163.32
Jersey Shore University Medical Center Neptune City $2,161.44 $1,171.41 – $2,593.73
Palisades Medical Center North Bergen $2,299.70 $1,211.12 – $2,506.67
Raritan Bay Medical Center Perth Amboy $2,163.32 $1,211.12 – $2,595.98
Riverview Medical Center Red Bank $2,161.44 $1,171.41 – $2,593.73

All New-jersey hospitals for this procedure →