Family therapy without pt 50min 90846 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$175.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$385.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.30 with CLOVER vs $378.69 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $69.30 ↓ -61%
AETNA MANAGED MEDICAID $71.23 ↓ -59%
SEOUL MEDICAL GROUP ALL PRODUCTS $78.93 ↓ -55%
HORIZON BH $113.94 ↓ -35%
KARNA MEDICARE ADVANTAGE $158.96 ↓ -9%
VACCN ALL PRODUCTS $175.59 ↑ +0%
WELLCARE MANAGED MEDICAID $175.59 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $175.59 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $175.59 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $184.37 ↑ +5%
AETNA MEDICARE ADVANTAGE $191.40 ↑ +9%
UNITED HEALTHCARE DSNP $210.71 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $226.77 ↑ +29%
HORIZON MANAGED MEDICAID $244.01 ↑ +39%
HORIZON PIP $250.64 ↑ +43%
HORIZON WORKERS COMP $258.68 ↑ +47%
OXFORD ALL PRODUCTS $273.70 ↑ +56%
HORIZON OMNIA $278.01 ↑ +58%
BERGEN RISK ALL PRODUCTS $288.75 ↑ +64%
UNITED HEALTHCARE HMO $299.07 ↑ +70%
AETNA ASA $301.46 ↑ +72%
CIGNA BH $308.00 ↑ +75%
MULTIPLAN - PHCS ALL PRODUCTS $327.25 ↑ +86%
HORIZON SHP $330.48 ↑ +88%
AMERIHEALTH LOCAL HMO $334.33 ↑ +90%
HORIZON INDEMNITY $342.65 ↑ +95%
HORIZON HMO $342.88 ↑ +95%
BRIGHTON HEALTH PLAN ALL PRODUCTS $346.50 ↑ +97%
AETNA HMO $346.58 ↑ +97%
AETNA PPO $346.58 ↑ +97%
QUALCARE HMO $349.58 ↑ +99%
QUALCARE PPO $349.58 ↑ +99%
QUALCARE WORKERS COMP $349.58 ↑ +99%
HORIZON PPO $351.97 ↑ +100%
CIGNA PPO $368.18 ↑ +110%
CIGNA HMO $368.18 ↑ +110%
AMERIHEALTH REGIONAL HMO $378.69 ↑ +116%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Family therapy without pt 50min 90846 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $177.84 $177.84 – $213.41
Hackensack University Medical Center Hackensack $189.21 $151.37 – $198.68
Ocean University Medical Center Brick $175.59 $154.00 – $210.71
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $85.44 – $168.70
Jersey Shore University Medical Center Neptune City $177.84 $113.94 – $213.41
Palisades Medical Center North Bergen $189.21 $84.16 – $206.24
Raritan Bay Medical Center Perth Amboy $177.99 $106.80 – $213.59
Riverview Medical Center Red Bank $177.84 $158.96 – $213.41

All New-jersey hospitals for this procedure →