Exc malig feenl >4cm 11646 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,127.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,771.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$799.79 with KARNA vs $10,216.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $799.79 ↓ -74%
CLOVER MEDICARE ADVANTAGE $858.78 ↓ -73%
AETNA MANAGED MEDICAID $882.64 ↓ -72%
SEOUL MEDICAL GROUP ALL PRODUCTS $978.06 ↓ -69%
HORIZON MANAGED MEDICAID $1,188.00 ↓ -62%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -62%
QUALCARE HMO $1,982.00 ↓ -37%
HORIZON PIP $3,105.92 ↓ -1%
WELLCARE MEDICARE ADVANTAGE $3,127.88 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,127.88 ↑ +0%
VACCN ALL PRODUCTS $3,127.88 ↑ +0%
WELLCARE MANAGED MEDICAID $3,127.88 ↑ +0%
CIGNA HMO $3,133.00 ↑ +0%
HORIZON WORKERS COMP $3,205.63 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,284.27 ↑ +5%
AETNA MEDICARE ADVANTAGE $3,409.39 ↑ +9%
HORIZON OMNIA $3,445.14 ↑ +10%
CIGNA PPO $3,508.00 ↑ +12%
BERGEN RISK ALL PRODUCTS $3,578.25 ↑ +14%
AETNA ASA $3,735.69 ↑ +19%
UNITED HEALTHCARE DSNP $3,753.45 ↑ +20%
CIGNA BH $3,816.80 ↑ +22%
MULTIPLAN - PHCS ALL PRODUCTS $4,055.35 ↑ +30%
HORIZON SHP $4,095.43 ↑ +31%
AMERIHEALTH LOCAL HMO $4,143.14 ↑ +32%
HORIZON INDEMNITY $4,246.19 ↑ +36%
HORIZON HMO $4,249.05 ↑ +36%
QUALCARE PPO $4,332.07 ↑ +38%
QUALCARE WORKERS COMP $4,332.07 ↑ +38%
HORIZON PPO $4,361.65 ↑ +39%
AMERIHEALTH REGIONAL HMO $4,692.76 ↑ +50%
OXFORD ALL PRODUCTS $8,251.00 ↑ +164%
AETNA HMO $9,383.00 ↑ +200%
AETNA PPO $9,383.00 ↑ +200%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +218%
UNITED HEALTHCARE HMO $10,216.00 ↑ +227%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Exc malig feenl >4cm 11646 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,167.89 $3,167.89 – $3,801.47
Hackensack University Medical Center Hackensack $3,370.52 $824.87 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $799.79 – $3,753.45
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $576.30 – $3,170.64
Jersey Shore University Medical Center Neptune City $3,167.89 $799.79 – $3,801.47
Palisades Medical Center North Bergen $3,370.52 $824.87 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $824.87 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $799.79 – $3,801.47

All New-jersey hospitals for this procedure →