Exc mal+marg tal 2.1-3 cm 11603 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$768.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,704.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$399.05 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $399.05 ↓ -48%
CLOVER MEDICARE ADVANTAGE $486.72 ↓ -37%
AETNA MANAGED MEDICAID $500.24 ↓ -35%
SEOUL MEDICAL GROUP ALL PRODUCTS $554.32 ↓ -28%
WELLCARE MANAGED MEDICAID $768.94 ↑ +0%
VACCN ALL PRODUCTS $768.94 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $768.94 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $768.94 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $807.39 ↑ +5%
AETNA MEDICARE ADVANTAGE $838.14 ↑ +9%
UNITED HEALTHCARE DSNP $922.73 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +55%
QUALCARE HMO $1,525.00 ↑ +98%
HORIZON MANAGED MEDICAID $1,679.00 ↑ +118%
HORIZON PIP $1,760.30 ↑ +129%
HORIZON WORKERS COMP $1,816.82 ↑ +136%
HORIZON OMNIA $1,952.56 ↑ +154%
BERGEN RISK ALL PRODUCTS $2,028.00 ↑ +164%
AETNA ASA $2,117.23 ↑ +175%
CIGNA BH $2,163.20 ↑ +181%
CIGNA HMO $2,249.00 ↑ +192%
MULTIPLAN - PHCS ALL PRODUCTS $2,298.40 ↑ +199%
HORIZON SHP $2,321.11 ↑ +202%
AMERIHEALTH LOCAL HMO $2,348.15 ↑ +205%
HORIZON INDEMNITY $2,406.56 ↑ +213%
HORIZON HMO $2,408.18 ↑ +213%
QUALCARE PPO $2,455.23 ↑ +219%
QUALCARE WORKERS COMP $2,455.23 ↑ +219%
HORIZON PPO $2,472.00 ↑ +221%
CIGNA PPO $2,518.00 ↑ +227%
AMERIHEALTH REGIONAL HMO $2,659.65 ↑ +246%
OXFORD ALL PRODUCTS $4,125.00 ↑ +436%
UNITED HEALTHCARE HMO $4,986.00 ↑ +548%
AETNA PPO $9,383.00 ↑ +1120%
AETNA HMO $9,383.00 ↑ +1120%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1192%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Exc mal+marg tal 2.1-3 cm 11603 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $778.78 $778.78 – $934.53
Hackensack University Medical Center Hackensack $828.59 $413.35 – $870.02
Ocean University Medical Center Brick $768.94 $399.05 – $922.73
JFK Johnson Rehabilitation Institute (JRI) Edison $779.45 $317.80 – $779.45
Jersey Shore University Medical Center Neptune City $778.78 $399.05 – $934.53
Palisades Medical Center North Bergen $828.59 $413.35 – $903.16
Raritan Bay Medical Center Perth Amboy $779.45 $413.35 – $935.34
Riverview Medical Center Red Bank $778.78 $399.05 – $934.53

All New-jersey hospitals for this procedure →