Exc ben+marg excep skin tag tal 0.6-1cm 11401 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$436.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,852.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$221.84 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $221.84 ↓ -49%
CLOVER MEDICARE ADVANTAGE $333.36 ↓ -24%
AETNA MANAGED MEDICAID $342.62 ↓ -22%
SEOUL MEDICAL GROUP ALL PRODUCTS $379.66 ↓ -13%
VACCN ALL PRODUCTS $436.64 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $436.64 ↑ +0%
WELLCARE MANAGED MEDICAID $436.64 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $436.64 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $458.47 ↑ +5%
AETNA MEDICARE ADVANTAGE $475.94 ↑ +9%
UNITED HEALTHCARE DSNP $523.97 ↑ +20%
HORIZON MANAGED MEDICAID $903.00 ↑ +107%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +172%
HORIZON PIP $1,205.65 ↑ +176%
HORIZON WORKERS COMP $1,244.36 ↑ +185%
HORIZON OMNIA $1,337.33 ↑ +206%
BERGEN RISK ALL PRODUCTS $1,389.00 ↑ +218%
AETNA ASA $1,450.12 ↑ +232%
CIGNA BH $1,481.60 ↑ +239%
QUALCARE HMO $1,525.00 ↑ +249%
MULTIPLAN - PHCS ALL PRODUCTS $1,574.20 ↑ +261%
HORIZON SHP $1,589.76 ↑ +264%
AMERIHEALTH LOCAL HMO $1,608.28 ↑ +268%
HORIZON INDEMNITY $1,648.28 ↑ +277%
HORIZON HMO $1,649.39 ↑ +278%
QUALCARE PPO $1,681.62 ↑ +285%
QUALCARE WORKERS COMP $1,681.62 ↑ +285%
HORIZON PPO $1,693.10 ↑ +288%
AMERIHEALTH REGIONAL HMO $1,821.63 ↑ +317%
CIGNA HMO $2,249.00 ↑ +415%
CIGNA PPO $2,518.00 ↑ +477%
OXFORD ALL PRODUCTS $2,837.00 ↑ +550%
UNITED HEALTHCARE HMO $3,352.00 ↑ +668%
AETNA PPO $9,383.00 ↑ +2049%
AETNA HMO $9,383.00 ↑ +2049%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +2175%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Exc ben+marg excep skin tag tal 0.6-1cm 11401 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $442.22 $442.22 – $530.67
Hackensack University Medical Center Hackensack $470.51 $230.72 – $494.04
Ocean University Medical Center Brick $436.64 $221.84 – $523.97
JFK Johnson Rehabilitation Institute (JRI) Edison $442.61 $89.14 – $442.61
Jersey Shore University Medical Center Neptune City $442.22 $221.84 – $530.67
Palisades Medical Center North Bergen $470.51 $230.72 – $512.86
Raritan Bay Medical Center Perth Amboy $442.61 $230.72 – $531.13
Riverview Medical Center Red Bank $442.22 $221.84 – $530.67

All New-jersey hospitals for this procedure →