Exam of vagina w/scope 57420 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$332.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$952.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.36 with CLOVER vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $171.36 ↓ -48%
AETNA MANAGED MEDICAID $176.12 ↓ -47%
KARNA MEDICARE ADVANTAGE $184.62 ↓ -44%
SEOUL MEDICAL GROUP ALL PRODUCTS $195.16 ↓ -41%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $332.44 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $332.44 ↑ +0%
WELLCARE MANAGED MEDICAID $332.44 ↑ +0%
VACCN ALL PRODUCTS $332.44 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $349.07 ↑ +5%
AETNA MEDICARE ADVANTAGE $362.36 ↑ +9%
UNITED HEALTHCARE DSNP $398.93 ↑ +20%
HORIZON PIP $619.75 ↑ +86%
HORIZON WORKERS COMP $639.65 ↑ +92%
HORIZON OMNIA $687.44 ↑ +107%
BERGEN RISK ALL PRODUCTS $714.00 ↑ +115%
AETNA ASA $745.42 ↑ +124%
CIGNA BH $761.60 ↑ +129%
MULTIPLAN - PHCS ALL PRODUCTS $809.20 ↑ +143%
HORIZON SHP $817.20 ↑ +146%
AMERIHEALTH LOCAL HMO $826.72 ↑ +149%
HORIZON INDEMNITY $847.28 ↑ +155%
HORIZON HMO $847.85 ↑ +155%
QUALCARE WORKERS COMP $864.42 ↑ +160%
QUALCARE PPO $864.42 ↑ +160%
HORIZON PPO $870.32 ↑ +162%
AMERIHEALTH REGIONAL HMO $936.39 ↑ +182%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +258%
QUALCARE HMO $1,525.00 ↑ +359%
HORIZON MANAGED MEDICAID $1,679.00 ↑ +405%
CIGNA HMO $2,249.00 ↑ +577%
CIGNA PPO $2,518.00 ↑ +657%
OXFORD ALL PRODUCTS $2,837.00 ↑ +753%
UNITED HEALTHCARE HMO $3,352.00 ↑ +908%
AETNA PPO $9,383.00 ↑ +2722%
AETNA HMO $9,383.00 ↑ +2722%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +2888%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Exam of vagina w/scope 57420 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $336.70 $336.70 – $404.03
Hackensack University Medical Center Hackensack $358.23 $189.80 – $376.14
Ocean University Medical Center Brick $332.44 $184.62 – $398.93
JFK Johnson Rehabilitation Institute (JRI) Edison $336.99 $142.00 – $336.99
Jersey Shore University Medical Center Neptune City $336.70 $184.62 – $404.03
Palisades Medical Center North Bergen $358.23 $189.80 – $390.47
Raritan Bay Medical Center Perth Amboy $336.99 $189.80 – $404.39
Riverview Medical Center Red Bank $336.70 $184.62 – $404.03

All New-jersey hospitals for this procedure →