Cystoscopy (Bladder Scope) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$729.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$162.97 with KARNA vs $15,984.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $162.97 ↓ -78%
VACCN ALL PRODUCTS $729.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $729.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $729.46 ↑ +0%
WELLCARE MANAGED MEDICAID $729.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $765.94 ↑ +5%
AETNA MEDICARE ADVANTAGE $795.12 ↑ +9%
UNITED HEALTHCARE DSNP $875.36 ↑ +20%
HORIZON MANAGED MEDICAID $903.00 ↑ +24%
CLOVER MEDICARE ADVANTAGE $930.60 ↑ +28%
AETNA MANAGED MEDICAID $956.45 ↑ +31%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,059.85 ↑ +45%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +63%
QUALCARE HMO $1,525.00 ↑ +109%
CIGNA HMO $2,249.00 ↑ +208%
CIGNA PPO $2,518.00 ↑ +245%
HORIZON PIP $3,365.67 ↑ +361%
HORIZON WORKERS COMP $3,473.72 ↑ +376%
HORIZON OMNIA $3,733.26 ↑ +412%
BERGEN RISK ALL PRODUCTS $3,877.50 ↑ +432%
AETNA ASA $4,048.11 ↑ +455%
OXFORD ALL PRODUCTS $4,125.00 ↑ +465%
CIGNA BH $4,136.00 ↑ +467%
MULTIPLAN - PHCS ALL PRODUCTS $4,394.50 ↑ +502%
HORIZON SHP $4,437.93 ↑ +508%
AMERIHEALTH LOCAL HMO $4,489.63 ↑ +515%
HORIZON INDEMNITY $4,601.30 ↑ +531%
HORIZON HMO $4,604.40 ↑ +531%
QUALCARE PPO $4,694.36 ↑ +544%
QUALCARE WORKERS COMP $4,694.36 ↑ +544%
HORIZON PPO $4,726.41 ↑ +548%
UNITED HEALTHCARE HMO $4,986.00 ↑ +584%
AMERIHEALTH REGIONAL HMO $5,085.21 ↑ +597%
AETNA PPO $9,383.00 ↑ +1186%
AETNA HMO $9,383.00 ↑ +1186%
BRIGHTON HEALTH PLAN ALL PRODUCTS $15,984.00 ↑ +2091%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cystoscopy (Bladder Scope) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $738.80 $738.80 – $15,984.00
Hackensack University Medical Center Hackensack $786.05 $167.49 – $825.36
Ocean University Medical Center Brick $729.46 $162.97 – $15,984.00
JFK Johnson Rehabilitation Institute (JRI) Edison $739.44 $90.00 – $739.44
Jersey Shore University Medical Center Neptune City $738.80 $162.97 – $886.55
Palisades Medical Center North Bergen $786.05 $167.49 – $15,984.00
Raritan Bay Medical Center Perth Amboy $739.44 $167.49 – $15,984.00
Riverview Medical Center Red Bank $738.80 $162.97 – $15,984.00

All New-jersey hospitals for this procedure →