Consultation pathology during surgery frozen section first tissue block at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$187.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$281.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.71 with UNITED HEALTHCARE vs $306.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $44.71 ↓ -76%
AETNA MANAGED MEDICAID $51.99 ↓ -72%
SEOUL MEDICAL GROUP ALL PRODUCTS $57.61 ↓ -69%
OXFORD ALL PRODUCTS $152.02 ↓ -19%
HORIZON PIP $182.93 ↓ -2%
KARNA MEDICARE ADVANTAGE $183.58 ↓ -2%
WELLCARE MEDICARE ADVANTAGE $187.28 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $187.28 ↑ +0%
VACCN ALL PRODUCTS $187.28 ↑ +0%
WELLCARE MANAGED MEDICAID $187.28 ↑ +0%
HORIZON WORKERS COMP $188.80 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $196.64 ↑ +5%
HORIZON OMNIA $202.91 ↑ +8%
AETNA MEDICARE ADVANTAGE $204.13 ↑ +9%
BERGEN RISK ALL PRODUCTS $210.75 ↑ +13%
AETNA ASA $220.02 ↑ +17%
UNITED HEALTHCARE DSNP $224.73 ↑ +20%
CIGNA BH $224.80 ↑ +20%
BRIGHTON HEALTH PLAN ALL PRODUCTS $224.80 ↑ +20%
MULTIPLAN - PHCS ALL PRODUCTS $238.85 ↑ +28%
AETNA PPO $239.41 ↑ +28%
AETNA HMO $239.41 ↑ +28%
HORIZON SHP $241.21 ↑ +29%
AMERIHEALTH LOCAL HMO $244.02 ↑ +30%
HORIZON INDEMNITY $250.09 ↑ +34%
HORIZON HMO $250.26 ↑ +34%
QUALCARE WORKERS COMP $255.15 ↑ +36%
QUALCARE HMO $255.15 ↑ +36%
QUALCARE PPO $255.15 ↑ +36%
HORIZON PPO $256.89 ↑ +37%
CIGNA HMO $268.72 ↑ +43%
CIGNA PPO $268.72 ↑ +43%
AMERIHEALTH REGIONAL HMO $276.39 ↑ +48%
UNITED HEALTHCARE HMO $306.15 ↑ +63%
HORIZON MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Consultation pathology during surgery frozen section first tissue block at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $189.67 $44.71 – $306.15
Hackensack University Medical Center Hackensack $201.80 $71.36 – $344.49
Ocean University Medical Center Brick $187.28 $44.71 – $187.28
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $52.80 – $325.17
Jersey Shore University Medical Center Neptune City $189.67 $44.71 – $333.37
Palisades Medical Center North Bergen $201.80 $78.72 – $629.14
Raritan Bay Medical Center Perth Amboy $189.84 $44.71 – $306.15
Riverview Medical Center Red Bank $189.67 $44.71 – $306.15

All New-jersey hospitals for this procedure →