Compre oph exam est pt 1/> at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$140.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$312.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.16 with CLOVER vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $56.16 ↓ -60%
AETNA MANAGED MEDICAID $57.72 ↓ -59%
SEOUL MEDICAL GROUP ALL PRODUCTS $63.96 ↓ -55%
KARNA MEDICARE ADVANTAGE $123.08 ↓ -13%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $140.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $140.84 ↑ +0%
WELLCARE MANAGED MEDICAID $140.84 ↑ +0%
VACCN ALL PRODUCTS $140.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $147.88 ↑ +5%
AETNA MEDICARE ADVANTAGE $153.51 ↑ +9%
UNITED HEALTHCARE DSNP $169.01 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $183.77 ↑ +30%
HORIZON PIP $203.11 ↑ +44%
HORIZON WORKERS COMP $209.63 ↑ +49%
OXFORD ALL PRODUCTS $221.80 ↑ +57%
HORIZON OMNIA $225.30 ↑ +60%
BERGEN RISK ALL PRODUCTS $234.00 ↑ +66%
UNITED HEALTHCARE HMO $242.36 ↑ +72%
AETNA ASA $244.30 ↑ +73%
CIGNA BH $249.60 ↑ +77%
MULTIPLAN - PHCS ALL PRODUCTS $265.20 ↑ +88%
HORIZON SHP $267.82 ↑ +90%
AMERIHEALTH LOCAL HMO $270.94 ↑ +92%
HORIZON INDEMNITY $277.68 ↑ +97%
HORIZON HMO $277.87 ↑ +97%
QUALCARE HMO $283.30 ↑ +101%
QUALCARE PPO $283.30 ↑ +101%
QUALCARE WORKERS COMP $283.30 ↑ +101%
HORIZON PPO $285.23 ↑ +103%
CIGNA PPO $298.37 ↑ +112%
CIGNA HMO $298.37 ↑ +112%
AMERIHEALTH REGIONAL HMO $306.88 ↑ +118%
HORIZON MANAGED MEDICAID $1,679.00 ↑ +1092%
AETNA PPO $9,383.00 ↑ +6562%
AETNA HMO $9,383.00 ↑ +6562%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +6953%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Compre oph exam est pt 1/> at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.64 $142.64 – $171.17
Hackensack University Medical Center Hackensack $151.77 $121.41 – $159.35
Ocean University Medical Center Brick $140.84 $123.08 – $169.01
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $85.92 – $142.76
Jersey Shore University Medical Center Neptune City $142.64 $123.08 – $171.17
Palisades Medical Center North Bergen $151.77 $127.25 – $165.42
Raritan Bay Medical Center Perth Amboy $142.76 $127.25 – $171.32
Riverview Medical Center Red Bank $142.64 $123.08 – $171.17

All New-jersey hospitals for this procedure →