Chromogenic substrate assay at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$11.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$292.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.89 with VACCN vs $287.21 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $11.89 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $11.89 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $11.89 ↑ +0%
CLOVER MEDICARE ADVANTAGE $11.89 ↑ +0%
WELLCARE MANAGED MEDICAID $11.89 ↑ +0%
AMERIGROUP MANAGED MEDICAID $11.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $12.48 ↑ +5%
AETNA MEDICARE ADVANTAGE $12.96 ↑ +9%
UNITED HEALTHCARE DSNP $14.27 ↑ +20%
KARNA MEDICARE ADVANTAGE $15.49 ↑ +30%
UNITED HEALTHCARE HMO $24.40 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $26.11 ↑ +120%
AETNA MANAGED MEDICAID $54.02 ↑ +354%
CIGNA HMO $54.48 ↑ +358%
CIGNA PPO $54.48 ↑ +358%
OXFORD ALL PRODUCTS $157.97 ↑ +1229%
HORIZON MANAGED MEDICAID $185.07 ↑ +1457%
HORIZON PIP $190.09 ↑ +1499%
HORIZON WORKERS COMP $196.19 ↑ +1550%
HORIZON OMNIA $210.85 ↑ +1673%
BERGEN RISK ALL PRODUCTS $219.00 ↑ +1742%
AETNA ASA $228.64 ↑ +1823%
CIGNA BH $233.60 ↑ +1865%
BRIGHTON HEALTH PLAN ALL PRODUCTS $233.60 ↑ +1865%
MULTIPLAN - PHCS ALL PRODUCTS $248.20 ↑ +1987%
AETNA HMO $248.78 ↑ +1992%
AETNA PPO $248.78 ↑ +1992%
HORIZON SHP $250.65 ↑ +2008%
AMERIHEALTH LOCAL HMO $253.57 ↑ +2033%
HORIZON INDEMNITY $259.88 ↑ +2086%
HORIZON HMO $260.06 ↑ +2087%
QUALCARE HMO $265.14 ↑ +2130%
QUALCARE WORKERS COMP $265.14 ↑ +2130%
QUALCARE PPO $265.14 ↑ +2130%
HORIZON PPO $266.95 ↑ +2145%
AMERIHEALTH REGIONAL HMO $287.21 ↑ +2316%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Chromogenic substrate assay at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11.89 $11.89 – $54.48
Hackensack University Medical Center Hackensack $11.89 $9.51 – $53.39
Ocean University Medical Center Brick $11.89 $11.89 – $54.48
JFK Johnson Rehabilitation Institute (JRI) Edison $11.89 $11.89 – $55.96
Jersey Shore University Medical Center Neptune City $11.89 $9.51 – $54.48
Palisades Medical Center North Bergen $11.89 $11.05 – $54.48
Raritan Bay Medical Center Perth Amboy $11.89 $11.89 – $54.48
Riverview Medical Center Red Bank $11.89 $7.75 – $54.48

All New-jersey hospitals for this procedure →