Chmotx admn plrl cav thrcnts at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$362.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,098.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.64 with CLOVER vs $1,702.00 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $197.64 ↓ -45%
AETNA MANAGED MEDICAID $203.13 ↓ -44%
KARNA MEDICARE ADVANTAGE $222.62 ↓ -39%
SEOUL MEDICAL GROUP ALL PRODUCTS $225.09 ↓ -38%
VACCN ALL PRODUCTS $362.50 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $362.50 ↑ +0%
WELLCARE MANAGED MEDICAID $362.50 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $362.50 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $380.62 ↑ +5%
AETNA MEDICARE ADVANTAGE $395.12 ↑ +9%
UNITED HEALTHCARE DSNP $435.00 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $646.72 ↑ +78%
HORIZON MANAGED MEDICAID $695.91 ↑ +92%
HORIZON PIP $714.80 ↑ +97%
HORIZON WORKERS COMP $737.75 ↑ +104%
HORIZON OMNIA $792.87 ↑ +119%
BERGEN RISK ALL PRODUCTS $823.50 ↑ +127%
AETNA ASA $859.73 ↑ +137%
BRIGHTON HEALTH PLAN ALL PRODUCTS $878.40 ↑ +142%
CIGNA BH $878.40 ↑ +142%
MULTIPLAN - PHCS ALL PRODUCTS $933.30 ↑ +157%
HORIZON SHP $942.52 ↑ +160%
AMERIHEALTH LOCAL HMO $953.50 ↑ +163%
HORIZON INDEMNITY $977.22 ↑ +170%
HORIZON HMO $977.88 ↑ +170%
AETNA HMO $988.42 ↑ +173%
AETNA PPO $988.42 ↑ +173%
QUALCARE PPO $996.98 ↑ +175%
QUALCARE WORKERS COMP $996.98 ↑ +175%
QUALCARE HMO $996.98 ↑ +175%
HORIZON PPO $1,003.79 ↑ +177%
AMERIHEALTH REGIONAL HMO $1,079.99 ↑ +198%
OXFORD ALL PRODUCTS $1,101.00 ↑ +204%
UNITED HEALTHCARE HMO $1,122.00 ↑ +210%
CIGNA HMO $1,552.00 ↑ +328%
CIGNA PPO $1,702.00 ↑ +370%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chmotx admn plrl cav thrcnts at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $367.13 $367.13 – $1,576.00
Hackensack University Medical Center Hackensack $390.62 $230.76 – $6,608.00
Ocean University Medical Center Brick $362.50 $222.62 – $1,577.00
JFK Johnson Rehabilitation Institute (JRI) Edison $367.45 $230.76 – $1,966.00
Jersey Shore University Medical Center Neptune City $367.13 $222.62 – $1,576.00
Palisades Medical Center North Bergen $390.62 $230.76 – $1,550.00
Raritan Bay Medical Center Perth Amboy $367.45 $230.76 – $1,498.00
Riverview Medical Center Red Bank $367.13 $222.62 – $1,527.00

All New-jersey hospitals for this procedure →