Biopsy of nerve at Southern Ocean Medical Center
1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590
$2,134.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,248.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$403.42 with KARNA vs $10,216.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $403.42 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $944.64 | ↓ -56% |
| AETNA | MANAGED MEDICAID | $970.88 | ↓ -55% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,075.84 | ↓ -50% |
| HORIZON | MANAGED MEDICAID | $1,188.00 | ↓ -44% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -44% |
| QUALCARE | HMO | $1,982.00 | ↓ -7% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,134.14 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,134.14 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $2,134.14 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,134.14 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,240.85 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $2,326.22 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $2,560.97 | ↑ +20% |
| CIGNA | HMO | $3,133.00 | ↑ +47% |
| HORIZON | PIP | $3,416.45 | ↑ +60% |
| CIGNA | PPO | $3,508.00 | ↑ +64% |
| HORIZON | WORKERS COMP | $3,526.13 | ↑ +65% |
| HORIZON | OMNIA | $3,789.58 | ↑ +78% |
| BERGEN RISK | ALL PRODUCTS | $3,936.00 | ↑ +84% |
| AETNA | ASA | $4,109.18 | ↑ +93% |
| CIGNA | BH | $4,198.40 | ↑ +97% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,460.80 | ↑ +109% |
| HORIZON | SHP | $4,504.88 | ↑ +111% |
| AMERIHEALTH | LOCAL HMO | $4,557.36 | ↑ +114% |
| HORIZON | INDEMNITY | $4,670.72 | ↑ +119% |
| HORIZON | HMO | $4,673.87 | ↑ +119% |
| QUALCARE | PPO | $4,765.18 | ↑ +123% |
| QUALCARE | WORKERS COMP | $4,765.18 | ↑ +123% |
| HORIZON | PPO | $4,797.72 | ↑ +125% |
| AMERIHEALTH | REGIONAL HMO | $5,161.93 | ↑ +142% |
| OXFORD | ALL PRODUCTS | $8,251.00 | ↑ +287% |
| AETNA | PPO | $9,383.00 | ↑ +340% |
| AETNA | HMO | $9,383.00 | ↑ +340% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +365% |
| UNITED HEALTHCARE | HMO | $10,216.00 | ↑ +379% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy of nerve at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,161.44 | $2,161.44 – $2,593.73 |
| Hackensack University Medical Center | Hackensack | $2,299.70 | $414.04 – $2,414.68 |
| Ocean University Medical Center | Brick | $2,134.14 | $403.42 – $2,560.97 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,163.32 | $180.00 – $2,163.32 |
| Jersey Shore University Medical Center | Neptune City | $2,161.44 | $403.42 – $2,593.73 |
| Palisades Medical Center | North Bergen | $2,299.70 | $414.04 – $2,506.67 |
| Raritan Bay Medical Center | Perth Amboy | $2,163.32 | $414.04 – $2,595.98 |
| Riverview Medical Center | Red Bank | $2,161.44 | $403.42 – $2,593.73 |