Biopsy forearm soft tissues at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,127.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,726.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$784.88 with KARNA vs $10,216.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $784.88 ↓ -75%
CLOVER MEDICARE ADVANTAGE $1,030.68 ↓ -67%
AETNA MANAGED MEDICAID $1,059.31 ↓ -66%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,173.83 ↓ -62%
HORIZON MANAGED MEDICAID $1,188.00 ↓ -62%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -62%
QUALCARE HMO $1,982.00 ↓ -37%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,127.88 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $3,127.88 ↑ +0%
WELLCARE MANAGED MEDICAID $3,127.88 ↑ +0%
VACCN ALL PRODUCTS $3,127.88 ↑ +0%
CIGNA HMO $3,133.00 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,284.27 ↑ +5%
AETNA MEDICARE ADVANTAGE $3,409.39 ↑ +9%
CIGNA PPO $3,508.00 ↑ +12%
HORIZON PIP $3,727.63 ↑ +19%
UNITED HEALTHCARE DSNP $3,753.45 ↑ +20%
HORIZON WORKERS COMP $3,847.30 ↑ +23%
HORIZON OMNIA $4,134.74 ↑ +32%
BERGEN RISK ALL PRODUCTS $4,294.50 ↑ +37%
AETNA ASA $4,483.46 ↑ +43%
CIGNA BH $4,580.80 ↑ +46%
MULTIPLAN - PHCS ALL PRODUCTS $4,867.10 ↑ +56%
HORIZON SHP $4,915.20 ↑ +57%
AMERIHEALTH LOCAL HMO $4,972.46 ↑ +59%
HORIZON INDEMNITY $5,096.14 ↑ +63%
HORIZON HMO $5,099.58 ↑ +63%
QUALCARE PPO $5,199.21 ↑ +66%
QUALCARE WORKERS COMP $5,199.21 ↑ +66%
HORIZON PPO $5,234.71 ↑ +67%
AMERIHEALTH REGIONAL HMO $5,632.09 ↑ +80%
OXFORD ALL PRODUCTS $8,251.00 ↑ +164%
AETNA HMO $9,383.00 ↑ +200%
AETNA PPO $9,383.00 ↑ +200%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +218%
UNITED HEALTHCARE HMO $10,216.00 ↑ +227%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Biopsy forearm soft tissues at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,167.89 $3,167.89 – $3,801.47
Hackensack University Medical Center Hackensack $3,370.52 $815.32 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $784.88 – $3,753.45
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $239.40 – $3,170.64
Jersey Shore University Medical Center Neptune City $3,167.89 $784.88 – $3,801.47
Palisades Medical Center North Bergen $3,370.52 $815.32 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $815.32 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $784.88 – $3,801.47

All New-jersey hospitals for this procedure →