Bilicheck at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$5.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.02 with CLOVER vs $54.10 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $5.02 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $5.02 ↑ +0%
WELLCARE MANAGED MEDICAID $5.02 ↑ +0%
AMERIGROUP MANAGED MEDICAID $5.02 ↑ +0%
VACCN ALL PRODUCTS $5.02 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $5.02 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $5.27 ↑ +5%
AETNA MEDICARE ADVANTAGE $5.47 ↑ +9%
UNITED HEALTHCARE DSNP $6.02 ↑ +20%
KARNA MEDICARE ADVANTAGE $6.54 ↑ +30%
AETNA MANAGED MEDICAID $10.18 ↑ +103%
UNITED HEALTHCARE HMO $10.30 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $11.52 ↑ +129%
CIGNA PPO $23.00 ↑ +358%
CIGNA HMO $23.00 ↑ +358%
OXFORD ALL PRODUCTS $29.76 ↑ +493%
HORIZON MANAGED MEDICAID $34.86 ↑ +594%
HORIZON PIP $35.81 ↑ +613%
HORIZON WORKERS COMP $36.95 ↑ +636%
HORIZON OMNIA $39.72 ↑ +691%
BERGEN RISK ALL PRODUCTS $41.25 ↑ +722%
AETNA ASA $43.07 ↑ +758%
CIGNA BH $44.00 ↑ +776%
BRIGHTON HEALTH PLAN ALL PRODUCTS $44.00 ↑ +776%
MULTIPLAN - PHCS ALL PRODUCTS $46.75 ↑ +831%
AETNA HMO $46.86 ↑ +833%
AETNA PPO $46.86 ↑ +833%
HORIZON SHP $47.21 ↑ +840%
AMERIHEALTH LOCAL HMO $47.76 ↑ +851%
HORIZON INDEMNITY $48.95 ↑ +875%
HORIZON HMO $48.98 ↑ +876%
QUALCARE HMO $49.94 ↑ +895%
QUALCARE WORKERS COMP $49.94 ↑ +895%
QUALCARE PPO $49.94 ↑ +895%
HORIZON PPO $50.28 ↑ +902%
AMERIHEALTH REGIONAL HMO $54.10 ↑ +978%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Bilicheck at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5.02 $5.02 – $23.00
Hackensack University Medical Center Hackensack $5.02 $4.02 – $22.54
Ocean University Medical Center Brick $5.02 $4.42 – $23.00
JFK Johnson Rehabilitation Institute (JRI) Edison $5.02 $4.42 – $23.63
Jersey Shore University Medical Center Neptune City $5.02 $4.02 – $23.00
Palisades Medical Center North Bergen $5.02 $4.66 – $23.00
Raritan Bay Medical Center Perth Amboy $5.02 $5.02 – $23.00
Riverview Medical Center Red Bank $5.02 $3.27 – $23.00

All New-jersey hospitals for this procedure →