App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,999.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,463.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.18 with KARNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $453.18 ↓ -77%
CLOVER MEDICARE ADVANTAGE $803.34 ↓ -60%
AETNA MANAGED MEDICAID $825.66 ↓ -59%
SEOUL MEDICAL GROUP ALL PRODUCTS $914.92 ↓ -54%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -41%
QUALCARE HMO $1,525.00 ↓ -24%
HORIZON MANAGED MEDICAID $1,679.00 ↓ -16%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,999.13 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,999.13 ↑ +0%
WELLCARE MANAGED MEDICAID $1,999.13 ↑ +0%
VACCN ALL PRODUCTS $1,999.13 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,099.09 ↑ +5%
AETNA MEDICARE ADVANTAGE $2,179.05 ↑ +9%
CIGNA HMO $2,249.00 ↑ +12%
UNITED HEALTHCARE DSNP $2,398.95 ↑ +20%
CIGNA PPO $2,518.00 ↑ +26%
HORIZON PIP $2,905.41 ↑ +45%
HORIZON WORKERS COMP $2,998.69 ↑ +50%
HORIZON OMNIA $3,222.73 ↑ +61%
BERGEN RISK ALL PRODUCTS $3,347.25 ↑ +67%
AETNA ASA $3,494.53 ↑ +75%
CIGNA BH $3,570.40 ↑ +79%
MULTIPLAN - PHCS ALL PRODUCTS $3,793.55 ↑ +90%
HORIZON SHP $3,831.04 ↑ +92%
AMERIHEALTH LOCAL HMO $3,875.67 ↑ +94%
HORIZON INDEMNITY $3,972.07 ↑ +99%
HORIZON HMO $3,974.75 ↑ +99%
QUALCARE PPO $4,052.40 ↑ +103%
QUALCARE WORKERS COMP $4,052.40 ↑ +103%
HORIZON PPO $4,080.07 ↑ +104%
AMERIHEALTH REGIONAL HMO $4,389.81 ↑ +120%
OXFORD ALL PRODUCTS $6,189.00 ↑ +210%
UNITED HEALTHCARE HMO $7,601.00 ↑ +280%
AETNA HMO $9,383.00 ↑ +369%
AETNA PPO $9,383.00 ↑ +369%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +397%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $2,024.70 $2,024.70 – $2,429.64
Hackensack University Medical Center Hackensack $2,154.21 $465.18 – $2,261.92
Ocean University Medical Center Brick $1,999.13 $453.18 – $2,398.95
JFK Johnson Rehabilitation Institute (JRI) Edison $2,026.46 $255.86 – $2,026.46
Jersey Shore University Medical Center Neptune City $2,024.70 $453.18 – $2,429.64
Palisades Medical Center North Bergen $2,154.21 $465.18 – $2,348.09
Raritan Bay Medical Center Perth Amboy $2,026.46 $465.18 – $2,431.75
Riverview Medical Center Red Bank $2,024.70 $453.18 – $2,429.64

All New-jersey hospitals for this procedure →