Ablt trurl prst8 tis trnsdcr at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$14,199.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,947.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,679.00 with HORIZON vs $27,214.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1,679.00 ↓ -88%
CLOVER MEDICARE ADVANTAGE $4,130.46 ↓ -71%
AETNA MANAGED MEDICAID $4,245.20 ↓ -70%
SEOUL MEDICAL GROUP ALL PRODUCTS $4,704.14 ↓ -67%
HORIZON OMNIA $7,049.00 ↓ -50%
HORIZON SHP $7,963.00 ↓ -44%
HORIZON INDEMNITY $8,703.00 ↓ -39%
HORIZON HMO $8,706.00 ↓ -39%
HORIZON PPO $8,936.00 ↓ -37%
AETNA PPO $9,383.00 ↓ -34%
AETNA HMO $9,383.00 ↓ -34%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↓ -30%
QUALCARE PPO $10,197.00 ↓ -28%
QUALCARE WORKERS COMP $10,197.00 ↓ -28%
UNITED HEALTHCARE MANAGED MEDICAID $13,515.78 ↓ -5%
AMERIHEALTH LOCAL HMO $13,972.00 ↓ -2%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $14,199.16 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $14,199.16 ↑ +0%
WELLCARE MANAGED MEDICAID $14,199.16 ↑ +0%
VACCN ALL PRODUCTS $14,199.16 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $14,909.11 ↑ +5%
HORIZON PIP $14,938.50 ↑ +5%
HORIZON WORKERS COMP $15,418.09 ↑ +9%
AETNA MEDICARE ADVANTAGE $15,477.08 ↑ +9%
BERGEN RISK ALL PRODUCTS $15,603.00 ↑ +10%
AMERIHEALTH REGIONAL HMO $15,795.00 ↑ +11%
UNITED HEALTHCARE DSNP $17,038.99 ↑ +20%
AETNA ASA $17,967.50 ↑ +27%
CIGNA BH $18,357.60 ↑ +29%
MULTIPLAN - PHCS ALL PRODUCTS $19,504.95 ↑ +37%
CIGNA HMO $20,627.06 ↑ +45%
CIGNA PPO $20,627.06 ↑ +45%
QUALCARE HMO $20,835.88 ↑ +47%
OXFORD ALL PRODUCTS $21,659.00 ↑ +53%
UNITED HEALTHCARE HMO $27,214.00 ↑ +92%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Ablt trurl prst8 tis trnsdcr at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $14,380.79 $14,380.79 – $17,256.95
Hackensack University Medical Center Hackensack $15,300.65 $12,240.52 – $16,065.69
Ocean University Medical Center Brick $14,199.16 $12,992.42 – $17,038.99
JFK Johnson Rehabilitation Institute (JRI) Edison $14,393.26 $12,992.42 – $14,393.26
Jersey Shore University Medical Center Neptune City $14,380.79 $14,380.79 – $17,256.95
Palisades Medical Center North Bergen $15,300.65 $15,300.65 – $16,677.71
Raritan Bay Medical Center Perth Amboy $14,393.26 $14,393.26 – $17,271.92
Riverview Medical Center Red Bank $14,380.79 $14,380.79 – $17,256.95

All New-jersey hospitals for this procedure →