Xpos opn fmrl eprst aor uni add-on at Monmouth Medical Center
300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790
$5,419.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,426.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$593.68 with Horizon Blue Cross Blue Shield of New Jersey vs $4,294.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $593.68 | ↓ -89% |
| United Healthcare | Community Plan | $851.36 | ↓ -84% |
| Fidelis Care | NJ Family Care | $867.80 | ↓ -84% |
| Aetna | Better Health | $932.55 | ↓ -83% |
| Cigna | Local Plus | $1,675.31 | ↓ -69% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,974.06 | ↓ -64% |
| First Health | Commercial | $2,055.60 | ↓ -62% |
| Cigna | HMO | $2,128.57 | ↓ -61% |
| Cigna | PPO | $2,241.97 | ↓ -59% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,243.00 | ↓ -59% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,376.95 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,399.57 | ↓ -56% |
| United Healthcare | Oxford Metro | $2,445.00 | ↓ -55% |
| Amerihealth | Regional Preferred | $2,557.16 | ↓ -53% |
| Amerihealth | Local Value | $2,557.16 | ↓ -53% |
| Qualcare Inc | HMO/POS | $2,699.00 | ↓ -50% |
| United Healthcare | Nexus | $2,751.00 | ↓ -49% |
| United Healthcare | Oxford Commercial | $2,877.00 | ↓ -47% |
| Qualcare Inc | PPO/WC | $2,980.62 | ↓ -45% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,225.57 | ↓ -40% |
| United Healthcare | Commercial | $3,236.00 | ↓ -40% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -40% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,313.28 | ↓ -39% |
| Aetna | PPO | $4,294.00 | ↓ -21% |
| Aetna | HMO | $4,294.00 | ↓ -21% |
Visitor-reported prices
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Xpos opn fmrl eprst aor uni add-on at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $100.65 – $100.65 |
| Cooperman Barnabas Medical Center | Livingston | not published | $300.46 – $300.46 |
| Community Medical Center | Toms River | not published | $307.70 – $307.70 |
| Clara Maass Medical Center | Belleville | not published | $296.84 – $296.84 |
| Newark Beth Israel Medical Center | Newark | not published | $103.61 – $544.81 |
| Jersey City Medical Center | Jersey City | not published | $130.26 – $325.80 |
| Bayshore Medical Center | Holmdel | not published | not published |
| Hackensack University Medical Center | Hackensack | not published | $416.13 – $416.13 |