Osmolality urine at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$7.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$86.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.21 with United Healthcare vs $83.17 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $3.21 ↓ -57%
United Healthcare Nexus $3.21 ↓ -57%
United Healthcare Oxford Commercial $3.75 ↓ -50%
United Healthcare Commercial $3.75 ↓ -50%
United Healthcare Community Plan $5.73 ↓ -24%
Fidelis Care NJ Family Care $5.84 ↓ -22%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $6.82 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Managed $6.82 ↓ -9%
Aetna Medicare $6.82 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $6.82 ↓ -9%
Humana Medicare $6.82 ↓ -9%
Wellpoint Medicare Advantage $6.82 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $6.82 ↓ -9%
Clover Health Medicare Advantage $6.82 ↓ -9%
Fidelis Care Medicare Advantage $6.82 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $6.82 ↓ -9%
United Healthcare Medicare $6.96 ↓ -7%
Aetna PPO $8.39 ↑ +12%
Aetna HMO $8.39 ↑ +12%
Emblem Health Commercial $11.94 ↑ +59%
Wellcare Ambetter Health Commercial $13.57 ↑ +81%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $16.24 ↑ +117%
Amerihealth Local Value $20.49 ↑ +173%
Amerihealth Regional Preferred $20.49 ↑ +173%
Aetna Better Health $23.40 ↑ +212%
Cigna Local Plus $28.05 ↑ +274%
Cigna PPO $28.05 ↑ +274%
Cigna HMO $28.05 ↑ +274%
Wellpoint NJ Family Care $49.02 ↑ +554%
First Health Commercial $51.60 ↑ +588%
Qualcare Inc HMO/POS $66.04 ↑ +781%
Qualcare Inc PPO/WC $70.43 ↑ +839%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $80.96 ↑ +979%
Horizon Blue Cross Blue Shield of New Jersey PIP $83.17 ↑ +1009%

Visitor-reported prices

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Osmolality urine at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $7.50 $3.21 – $32.26
Cooperman Barnabas Medical Center Livingston $7.50 $3.21 – $28.05
Community Medical Center Toms River $7.50 $3.21 – $28.05
Clara Maass Medical Center Belleville $7.50 $3.21 – $28.05
Childrens Specialized Hospital Mountainside $63.00 $5.46 – $5.62
Newark Beth Israel Medical Center Newark $7.50 $3.21 – $28.05
Jersey City Medical Center Jersey City $7.50 $3.21 – $28.05
Bayshore Medical Center Holmdel $6.82 $6.82 – $31.25

All New-jersey hospitals for this procedure →