New Patient Office Visit (level 4) at Monmouth Medical Center
300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790
$152.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$697.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$95.55 with Horizon Blue Cross Blue Shield of New Jersey vs $674.06 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $95.55 | ↓ -37% |
| United Healthcare | Community Plan | $173.20 | ↑ +14% |
| Fidelis Care | NJ Family Care | $176.55 | ↑ +16% |
| Aetna | Better Health | $189.72 | ↑ +24% |
| United Healthcare | Oxford Metro | $200.73 | ↑ +32% |
| United Healthcare | Nexus | $200.73 | ↑ +32% |
| United Healthcare | Oxford Commercial | $235.58 | ↑ +54% |
| United Healthcare | Commercial | $235.58 | ↑ +54% |
| Cigna | Local Plus | $340.83 | ↑ +123% |
| Wellpoint | NJ Family Care | $397.29 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $401.61 | ↑ +163% |
| First Health | Commercial | $418.20 | ↑ +174% |
| Aetna | HMO | $418.20 | ↑ +174% |
| Aetna | PPO | $418.20 | ↑ +174% |
| Cigna | HMO | $433.04 | ↑ +184% |
| Cigna | PPO | $433.04 | ↑ +184% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $456.32 | ↑ +199% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $483.57 | ↑ +217% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $488.17 | ↑ +220% |
| Amerihealth | Regional Preferred | $520.24 | ↑ +241% |
| Amerihealth | Local Value | $520.24 | ↑ +241% |
| Qualcare Inc | HMO/POS | $535.29 | ↑ +251% |
| Qualcare Inc | PPO/WC | $570.84 | ↑ +274% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $656.22 | ↑ +330% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $674.06 | ↑ +342% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $130.82 | $88.72 – $95.55 |
| Cooperman Barnabas Medical Center | Livingston | $147.69 | $95.55 – $95.55 |
| Community Medical Center | Toms River | $144.55 | $95.55 – $95.55 |
| Clara Maass Medical Center | Belleville | $138.63 | $95.55 – $95.55 |
| Childrens Specialized Hospital | Mountainside | $413.50 | $261.30 – $261.30 |
| Newark Beth Israel Medical Center | Newark | $145.18 | $91.33 – $95.55 |
| Jersey City Medical Center | Jersey City | $144.83 | $95.55 – $114.81 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $114.23 | $95.55 – $284.53 |