Family therapy without pt 50min 90846 at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$91.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$417.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.62 with Fidelis Care vs $403.28 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Fidelis Care NJ Family Care $105.62 ↑ +16%
Aetna Better Health $113.50 ↑ +24%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $113.94 ↑ +25%
Aetna Medicare $177.84 ↑ +95%
Fidelis Care Medicare Advantage $177.84 ↑ +95%
Clover Health Medicare Advantage $177.84 ↑ +95%
Wellpoint Medicare Advantage $177.84 ↑ +95%
Humana Medicare $177.84 ↑ +95%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $177.84 ↑ +95%
Cigna Local Plus $203.91 ↑ +124%
Wellpoint NJ Family Care $237.69 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Omnia $240.27 ↑ +163%
Aetna PPO $250.20 ↑ +174%
Aetna HMO $250.20 ↑ +174%
First Health Commercial $250.20 ↑ +174%
Cigna HMO $259.08 ↑ +184%
Cigna PPO $259.08 ↑ +184%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $273.00 ↑ +199%
Horizon Blue Cross Blue Shield of New Jersey Managed $289.31 ↑ +217%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $292.06 ↑ +220%
Emblem Health Commercial $311.22 ↑ +241%
Amerihealth Regional Preferred $311.24 ↑ +241%
Amerihealth Local Value $311.24 ↑ +241%
Qualcare Inc HMO/POS $320.25 ↑ +251%
Qualcare Inc PPO/WC $341.52 ↑ +274%
Wellcare Ambetter Health Commercial $353.90 ↑ +288%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $392.60 ↑ +330%
Horizon Blue Cross Blue Shield of New Jersey PIP $403.28 ↑ +342%

Visitor-reported prices

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Family therapy without pt 50min 90846 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $78.27 $113.94 – $351.18
Cooperman Barnabas Medical Center Livingston $88.36 $113.94 – $360.52
Childrens Specialized Hospital Mountainside $239.50 $195.00 – $311.59
Newark Beth Israel Medical Center Newark $86.86 $113.94 – $360.52
Jersey City Medical Center Jersey City $86.65 $113.94 – $376.53
Bayshore Medical Center Holmdel $177.84 $177.84 – $213.41
Hackensack University Medical Center Hackensack $189.21 $151.37 – $198.68
Ocean University Medical Center Brick $175.59 $154.00 – $210.71

All New-jersey hospitals for this procedure →