Polysom any age 1-3> param at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$1,652.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,797.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,141.43 with Aetna vs $6,627.45 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $1,141.43 | ↓ -31% |
| Humana | Medicare | $1,141.43 | ↓ -31% |
| Wellpoint | Medicare Advantage | $1,141.43 | ↓ -31% |
| Fidelis Care | Medicare Advantage | $1,141.43 | ↓ -31% |
| Clover Health | Medicare Advantage | $1,141.43 | ↓ -31% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,141.43 | ↓ -31% |
| United Healthcare | Medicare | $1,164.26 | ↓ -30% |
| United Healthcare | Community Plan | $1,234.26 | ↓ -25% |
| Fidelis Care | NJ Family Care | $1,258.43 | ↓ -24% |
| Aetna | Better Health | $1,351.99 | ↓ -18% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,639.00 | ↓ -1% |
| Wellcare | Ambetter Health Commercial | $2,271.45 | ↑ +37% |
| Emblem Health | Commercial | $2,282.86 | ↑ +38% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,584.70 | ↑ +56% |
| Amerihealth | Local Value | $3,459.00 | ↑ +109% |
| United Healthcare | Nexus | $3,964.00 | ↑ +140% |
| United Healthcare | Oxford Metro | $3,964.00 | ↑ +140% |
| Amerihealth | Regional Preferred | $4,220.00 | ↑ +155% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $4,282.89 | ↑ +159% |
| Wellpoint | NJ Family Care | $4,444.29 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $4,482.49 | ↑ +171% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $4,565.14 | ↑ +176% |
| United Healthcare | Oxford Commercial | $4,663.00 | ↑ +182% |
| United Healthcare | Commercial | $4,663.00 | ↑ +182% |
| First Health | Commercial | $4,678.20 | ↑ +183% |
| Cigna | HMO | $5,382.26 | ↑ +226% |
| Cigna | PPO | $5,669.19 | ↑ +243% |
| Aetna | HMO | $5,691.81 | ↑ +245% |
| Aetna | PPO | $5,691.81 | ↑ +245% |
| Qualcare Inc | HMO/POS | $5,988.09 | ↑ +262% |
| Qualcare Inc | PPO/WC | $6,385.74 | ↑ +287% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $6,627.45 | ↑ +301% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $6,627.45 | ↑ +301% |
Visitor-reported prices
Comments
Polysom any age 1-3> param at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,126.11 | $906.06 – $1,227.46 |
| Hackensack University Medical Center | Hackensack | $1,198.14 | $922.75 – $1,258.05 |
| Ocean University Medical Center | Brick | $1,111.89 | $875.15 – $1,889.48 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,127.09 | $922.75 – $1,889.48 |
| Jersey Shore University Medical Center | Neptune City | $1,126.11 | $875.15 – $1,227.46 |
| Palisades Medical Center | North Bergen | $1,198.14 | $482.65 – $1,305.97 |
| Raritan Bay Medical Center | Perth Amboy | $1,127.09 | $612.50 – $1,228.52 |
| Riverview Medical Center | Red Bank | $1,126.11 | $875.15 – $1,227.46 |