MRA abdomen post contrast at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$1,008.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,758.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$229.60 with Horizon Blue Cross Blue Shield of New Jersey vs $3,317.00 with Qualcare Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $229.60 | ↓ -77% |
| United Healthcare | Oxford Metro | $364.19 | ↓ -64% |
| United Healthcare | Nexus | $364.19 | ↓ -64% |
| Cigna | HMO | $414.00 | ↓ -59% |
| Cigna | PPO | $436.00 | ↓ -57% |
| United Healthcare | Commercial | $477.84 | ↓ -53% |
| United Healthcare | Oxford Commercial | $477.84 | ↓ -53% |
| United Healthcare | Community Plan | $536.63 | ↓ -47% |
| Fidelis Care | NJ Family Care | $547.14 | ↓ -46% |
| Aetna | Better Health | $587.82 | ↓ -42% |
| Aetna | HMO | $720.44 | ↓ -29% |
| Aetna | PPO | $720.44 | ↓ -29% |
| Amerihealth | Regional Preferred | $769.19 | ↓ -24% |
| Amerihealth | Local Value | $769.19 | ↓ -24% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $896.60 | ↓ -11% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $896.60 | ↓ -11% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $896.60 | ↓ -11% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $896.60 | ↓ -11% |
| Wellpoint | NJ Family Care | $1,932.30 | ↑ +92% |
| First Health | Commercial | $2,034.00 | ↑ +102% |
| Qualcare Inc | PPO/WC | $2,072.00 | ↑ +106% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,881.50 | ↑ +186% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,881.50 | ↑ +186% |
| Qualcare Inc | HMO/POS | $3,317.00 | ↑ +229% |
Visitor-reported prices
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MRA abdomen post contrast at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $1,063.32 | $180.41 – $2,659.17 |
| Community Medical Center | Toms River | $1,318.23 | $229.60 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $965.46 | $229.60 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $991.09 | $185.71 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $1,320.77 | $229.60 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $1,390.69 | $229.60 – $2,072.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $1,184.17 | $229.60 – $3,493.00 |
| Monmouth Medical Center Southern Campus | Lakewood | $1,510.82 | $229.60 – $2,072.00 |