Electrophysiology evaluation at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$3,312.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,631.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$211.73 with Horizon Blue Cross Blue Shield of New Jersey vs $13,286.35 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $211.73 | ↓ -94% |
| United Healthcare | Community Plan | $2,474.38 | ↓ -25% |
| Fidelis Care | NJ Family Care | $2,522.84 | ↓ -24% |
| United Healthcare | Oxford Metro | $2,626.00 | ↓ -21% |
| Aetna | Better Health | $2,710.41 | ↓ -18% |
| United Healthcare | Nexus | $2,788.00 | ↓ -16% |
| United Healthcare | Oxford Commercial | $3,089.00 | ↓ -7% |
| United Healthcare | Commercial | $3,280.00 | ↓ -1% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $5,181.67 | ↑ +56% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $8,586.10 | ↑ +159% |
| Wellpoint | NJ Family Care | $8,909.67 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $8,986.26 | ↑ +171% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $9,151.95 | ↑ +176% |
| First Health | Commercial | $9,378.60 | ↑ +183% |
| Amerihealth | Local Value | $9,684.96 | ↑ +192% |
| Amerihealth | Regional Preferred | $9,684.96 | ↑ +192% |
| Aetna | PPO | $10,182.00 | ↑ +207% |
| Aetna | HMO | $10,182.00 | ↑ +207% |
| Qualcare Inc | HMO/POS | $12,004.60 | ↑ +262% |
| Qualcare Inc | PPO/WC | $12,801.78 | ↑ +287% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $13,286.35 | ↑ +301% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $13,286.35 | ↑ +301% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Clara Maass Medical Center | Belleville | $317.24 | $209.18 – $209.18 |
| Newark Beth Israel Medical Center | Newark | $3,255.93 | $152.85 – $383.93 |
| Jersey City Medical Center | Jersey City | $1,905.52 | $192.15 – $229.59 |
| Robert Wood Johnson University Hospital | New Brunswick | $3,334.09 | $21.76 – $192.60 |
| Trinitas Regional Medical Center | Elizabeth | not published | $148.48 – $332.91 |
| Community Medical Center | Toms River | not published | $216.84 – $216.84 |
| Monmouth Medical Center | Long Branch | not published | $418.36 – $418.36 |
| Bayshore Medical Center | Holmdel | not published | not published |