Electrophysiologic study at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$2,777.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,109.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$292.99 with Horizon Blue Cross Blue Shield of New Jersey vs $17,026.48 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $292.99 | ↓ -89% |
| United Healthcare | Community Plan | $2,075.15 | ↓ -25% |
| Fidelis Care | NJ Family Care | $2,115.79 | ↓ -24% |
| Aetna | Better Health | $2,273.10 | ↓ -18% |
| Aetna | HMO | $4,294.00 | ↑ +55% |
| Aetna | PPO | $4,294.00 | ↑ +55% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $4,345.63 | ↑ +56% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $7,200.77 | ↑ +159% |
| Wellpoint | NJ Family Care | $7,472.13 | ↑ +169% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $7,536.36 | ↑ +171% |
| United Healthcare | Oxford Metro | $7,606.00 | ↑ +174% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $7,675.31 | ↑ +176% |
| First Health | Commercial | $7,865.40 | ↑ +183% |
| United Healthcare | Nexus | $8,076.00 | ↑ +191% |
| Amerihealth | Local Value | $8,122.33 | ↑ +192% |
| Amerihealth | Regional Preferred | $8,122.33 | ↑ +192% |
| Aetna | Medicare | $8,513.24 | ↑ +206% |
| Wellpoint | Medicare Advantage | $8,513.24 | ↑ +206% |
| Clover Health | Medicare Advantage | $8,513.24 | ↑ +206% |
| Fidelis Care | Medicare Advantage | $8,513.24 | ↑ +206% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $8,513.24 | ↑ +206% |
| Humana | Medicare | $8,513.24 | ↑ +206% |
| United Healthcare | Medicare | $8,683.50 | ↑ +213% |
| United Healthcare | Oxford Commercial | $8,948.00 | ↑ +222% |
| Cigna | HMO | $9,049.14 | ↑ +226% |
| United Healthcare | Commercial | $9,501.00 | ↑ +242% |
| Cigna | PPO | $9,531.55 | ↑ +243% |
| Qualcare Inc | HMO/POS | $10,067.71 | ↑ +262% |
| Qualcare Inc | PPO/WC | $10,736.27 | ↑ +287% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $11,142.65 | ↑ +301% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $11,142.65 | ↑ +301% |
| Wellcare | Ambetter Health Commercial | $16,941.35 | ↑ +510% |
| Emblem Health | Commercial | $17,026.48 | ↑ +513% |
Visitor-reported prices
Comments
Electrophysiologic study at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Clara Maass Medical Center | Belleville | $2,086.06 | $289.46 – $16,941.35 |
| Newark Beth Israel Medical Center | Newark | $2,730.60 | $185.33 – $17,026.48 |
| Jersey City Medical Center | Jersey City | $2,724.25 | $232.98 – $17,783.04 |
| Bayshore Medical Center | Holmdel | $8,398.96 | $8,398.96 – $10,078.76 |
| Hackensack University Medical Center | Hackensack | $8,936.20 | $783.94 – $9,383.01 |
| Ocean University Medical Center | Brick | $8,292.88 | $767.73 – $10,551.60 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $8,406.25 | $353.00 – $10,551.60 |
| Jersey Shore University Medical Center | Neptune City | $8,398.96 | $767.73 – $10,078.76 |