Albumin serum plasma or whole blood at Cooperman Barnabas Medical Center

94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$5.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.33 with United Healthcare vs $51.00 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $2.33 ↓ -57%
United Healthcare Nexus $2.33 ↓ -57%
United Healthcare Oxford Commercial $2.72 ↓ -50%
United Healthcare Commercial $2.72 ↓ -50%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $2.95 ↓ -46%
Amerihealth Local Value $3.29 ↓ -40%
Amerihealth Regional Preferred $3.29 ↓ -40%
United Healthcare Community Plan $4.16 ↓ -24%
Fidelis Care NJ Family Care $4.24 ↓ -22%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $4.95 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Managed $4.95 ↓ -9%
Aetna Medicare $4.95 ↓ -9%
Humana Medicare $4.95 ↓ -9%
Wellpoint Medicare Advantage $4.95 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $4.95 ↓ -9%
Clover Health Medicare Advantage $4.95 ↓ -9%
Fidelis Care Medicare Advantage $4.95 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $4.95 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $4.95 ↓ -9%
United Healthcare Medicare $5.05 ↓ -7%
Aetna HMO $6.09 ↑ +12%
Aetna PPO $6.09 ↑ +12%
Wellcare Ambetter Health Commercial $9.85 ↑ +81%
Emblem Health Commercial $9.90 ↑ +82%
Aetna Better Health $10.40 ↑ +91%
Cigna HMO $20.04 ↑ +268%
Cigna PPO $20.04 ↑ +268%
Wellpoint NJ Family Care $34.20 ↑ +528%
First Health Commercial $36.00 ↑ +561%
Qualcare Inc HMO/POS $46.08 ↑ +746%
Qualcare Inc PPO/WC $49.14 ↑ +802%
Horizon Blue Cross Blue Shield of New Jersey PIP $51.00 ↑ +836%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $51.00 ↑ +836%

Visitor-reported prices

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Albumin serum plasma or whole blood at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5.45 $2.33 – $20.04
Community Medical Center Toms River $5.45 $2.33 – $20.04
Clara Maass Medical Center Belleville $5.45 $2.33 – $20.04
Childrens Specialized Hospital Mountainside $36.50 $3.96 – $4.08
Newark Beth Israel Medical Center Newark $5.45 $2.33 – $20.04
Jersey City Medical Center Jersey City $5.45 $2.33 – $20.04
Monmouth Medical Center Long Branch $5.45 $2.33 – $20.04
Bayshore Medical Center Holmdel $4.95 $4.95 – $22.68

All New-jersey hospitals for this procedure →