X-ray thoracic spine 2 views at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$127.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$536.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.59 with Horizon Blue Cross Blue Shield of New Jersey vs $520.50 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $30.59 ↓ -76%
Amerihealth Regional Preferred $50.35 ↓ -60%
Amerihealth Local Value $50.35 ↓ -60%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $52.20 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $52.20 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey Omnia $52.20 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey Managed $52.20 ↓ -59%
Aetna HMO $61.57 ↓ -52%
Aetna PPO $61.57 ↓ -52%
Qualcare Inc HMO/POS $70.00 ↓ -45%
United Healthcare Community Plan $99.10 ↓ -22%
Fidelis Care NJ Family Care $100.98 ↓ -21%
Aetna Better Health $108.54 ↓ -15%
Wellpoint Medicare Advantage $116.22 ↓ -9%
Fidelis Care Medicare Advantage $116.22 ↓ -9%
Aetna Medicare $116.22 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $116.22 ↓ -9%
Clover Medicare Advantage $116.22 ↓ -9%
Humana Medicare $116.22 ↓ -9%
United Healthcare Medicare $118.54 ↓ -7%
Cigna HMO $121.37 ↓ -5%
Cigna PPO $121.37 ↓ -5%
Cigna Local Plus $121.37 ↓ -5%
United Healthcare Oxford Metro $143.22 ↑ +12%
United Healthcare Nexus $143.22 ↑ +12%
United Healthcare Commercial $177.09 ↑ +39%
United Healthcare Oxford Commercial $177.09 ↑ +39%
Emblem Health Commercial $203.39 ↑ +60%
Wellcare Ambetter Health Commercial $231.28 ↑ +82%
Wellpoint NJ Family Care $305.52 ↑ +140%
First Health Commercial $321.60 ↑ +152%
Qualcare Inc PPO/WC $438.98 ↑ +245%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $511.23 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $520.50 ↑ +309%

Visitor-reported prices

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X-ray thoracic spine 2 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $258.80 $93.82 – $93.82
Trinitas Regional Medical Center Elizabeth $100.60 $17.16 – $232.44
Cooperman Barnabas Medical Center Livingston $157.86 $30.59 – $238.62
Community Medical Center Toms River $111.16 $30.59 – $231.28
Clara Maass Medical Center Belleville $156.73 $30.59 – $237.43
Childrens Specialized Hospital Mountainside $137.50 $18.65 – $655.00
Newark Beth Israel Medical Center Newark $155.18 $17.66 – $238.62
Jersey City Medical Center Jersey City $111.38 $22.20 – $249.21

All New-jersey hospitals for this procedure →