X-ray neck soft tissue at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$96.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$404.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.17 with Horizon Blue Cross Blue Shield of New Jersey vs $392.32 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $21.17 ↓ -78%
Amerihealth Regional Preferred $33.56 ↓ -65%
Amerihealth Local Value $33.56 ↓ -65%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $43.34 ↓ -55%
Horizon Blue Cross Blue Shield of New Jersey Omnia $43.34 ↓ -55%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $43.34 ↓ -55%
Horizon Blue Cross Blue Shield of New Jersey Managed $43.34 ↓ -55%
Qualcare Inc HMO/POS $45.00 ↓ -53%
Aetna HMO $59.83 ↓ -38%
Aetna PPO $59.83 ↓ -38%
United Healthcare Community Plan $74.69 ↓ -22%
Fidelis Care NJ Family Care $76.11 ↓ -21%
Aetna Better Health $81.81 ↓ -15%
Aetna Medicare $96.23 ↑ +0%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↑ +0%
Fidelis Care Medicare Advantage $96.23 ↑ +0%
Clover Medicare Advantage $96.23 ↑ +0%
Humana Medicare $96.23 ↑ +0%
Wellpoint Medicare Advantage $96.23 ↑ +0%
United Healthcare Medicare $98.15 ↑ +2%
United Healthcare Oxford Metro $116.42 ↑ +21%
United Healthcare Nexus $116.42 ↑ +21%
Cigna HMO $117.91 ↑ +23%
Cigna PPO $117.91 ↑ +23%
Cigna Local Plus $117.91 ↑ +23%
United Healthcare Commercial $126.10 ↑ +31%
United Healthcare Oxford Commercial $126.10 ↑ +31%
Emblem Health Commercial $168.40 ↑ +75%
Wellcare Ambetter Health Commercial $191.50 ↑ +99%
Wellpoint NJ Family Care $230.28 ↑ +140%
First Health Commercial $242.40 ↑ +152%
Qualcare Inc PPO/WC $330.87 ↑ +245%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $385.33 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $392.32 ↑ +309%

Visitor-reported prices

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X-ray neck soft tissue at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $174.00 $63.08 – $63.08
Trinitas Regional Medical Center Elizabeth $75.83 $16.30 – $192.46
Cooperman Barnabas Medical Center Livingston $85.60 $21.17 – $197.58
Community Medical Center Toms River $83.78 $21.17 – $191.50
Clara Maass Medical Center Belleville $86.32 $21.17 – $196.59
Childrens Specialized Hospital Mountainside $131.50 $12.91 – $655.00
Newark Beth Israel Medical Center Newark $84.15 $16.78 – $197.58
Jersey City Medical Center Jersey City $83.95 $21.09 – $206.34

All New-jersey hospitals for this procedure →