X-ray knee ap standing bilateral at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$106.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$446.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.76 with Amerihealth vs $433.11 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Local Value $37.76 ↓ -64%
Amerihealth Regional Preferred $37.76 ↓ -64%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $42.30 ↓ -60%
Horizon Blue Cross Blue Shield of New Jersey Omnia $52.20 ↓ -51%
Horizon Blue Cross Blue Shield of New Jersey Managed $52.20 ↓ -51%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $52.20 ↓ -51%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $52.20 ↓ -51%
Qualcare Inc HMO/POS $55.00 ↓ -48%
United Healthcare Community Plan $82.46 ↓ -22%
Aetna PPO $83.57 ↓ -21%
Aetna HMO $83.57 ↓ -21%
Fidelis Care NJ Family Care $84.02 ↓ -21%
Aetna Better Health $90.31 ↓ -15%
Aetna Medicare $96.23 ↓ -9%
Clover Medicare Advantage $96.23 ↓ -9%
Humana Medicare $96.23 ↓ -9%
Wellpoint Medicare Advantage $96.23 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↓ -9%
Fidelis Care Medicare Advantage $96.23 ↓ -9%
United Healthcare Medicare $98.15 ↓ -7%
United Healthcare Nexus $116.42 ↑ +10%
United Healthcare Oxford Metro $116.42 ↑ +10%
United Healthcare Oxford Commercial $126.10 ↑ +19%
United Healthcare Commercial $126.10 ↑ +19%
Cigna HMO $166.54 ↑ +57%
Cigna PPO $166.54 ↑ +57%
Cigna Local Plus $166.54 ↑ +57%
Emblem Health Commercial $168.40 ↑ +59%
Wellcare Ambetter Health Commercial $191.50 ↑ +81%
Wellpoint NJ Family Care $254.22 ↑ +140%
First Health Commercial $267.60 ↑ +152%
Qualcare Inc PPO/WC $365.27 ↑ +245%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $425.39 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $433.11 ↑ +309%

Visitor-reported prices

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X-ray knee ap standing bilateral at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $83.71 $20.89 – $192.46
Cooperman Barnabas Medical Center Livingston $94.50 $37.76 – $197.58
Community Medical Center Toms River $92.50 $37.76 – $191.50
Clara Maass Medical Center Belleville $72.20 $37.83 – $196.59
Newark Beth Israel Medical Center Newark $92.90 $21.50 – $197.58
Jersey City Medical Center Jersey City $92.67 $27.03 – $206.34
Bayshore Medical Center Holmdel $97.46 $36.37 – $219.04
Hackensack University Medical Center Hackensack $103.69 $38.34 – $250.18

All New-jersey hospitals for this procedure →