X-ray bone survey complete at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$183.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$770.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.94 with Horizon Blue Cross Blue Shield of New Jersey vs $747.74 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $45.94 ↓ -75%
Amerihealth Local Value $114.68 ↓ -37%
Amerihealth Regional Preferred $114.68 ↓ -37%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $116.22 ↓ -36%
Wellpoint Medicare Advantage $116.22 ↓ -36%
Humana Medicare $116.22 ↓ -36%
Clover Medicare Advantage $116.22 ↓ -36%
Aetna Medicare $116.22 ↓ -36%
Fidelis Care Medicare Advantage $116.22 ↓ -36%
United Healthcare Medicare $118.54 ↓ -35%
United Healthcare Community Plan $142.37 ↓ -22%
United Healthcare Nexus $143.22 ↓ -22%
United Healthcare Oxford Metro $143.22 ↓ -22%
Fidelis Care NJ Family Care $145.06 ↓ -21%
Aetna Better Health $155.92 ↓ -15%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $170.96 ↓ -7%
Horizon Blue Cross Blue Shield of New Jersey Managed $170.96 ↓ -7%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $170.96 ↓ -7%
Horizon Blue Cross Blue Shield of New Jersey Omnia $170.96 ↓ -7%
United Healthcare Commercial $177.09 ↓ -3%
United Healthcare Oxford Commercial $177.09 ↓ -3%
Aetna HMO $192.67 ↑ +5%
Aetna PPO $192.67 ↑ +5%
Emblem Health Commercial $203.39 ↑ +11%
Wellcare Ambetter Health Commercial $231.28 ↑ +26%
Cigna HMO $383.43 ↑ +110%
Cigna PPO $383.43 ↑ +110%
Cigna Local Plus $383.43 ↑ +110%
Wellpoint NJ Family Care $438.90 ↑ +140%
First Health Commercial $462.00 ↑ +152%
Qualcare Inc HMO/POS $591.36 ↑ +223%
Qualcare Inc PPO/WC $630.63 ↑ +245%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $734.42 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $747.74 ↑ +309%

Visitor-reported prices

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X-ray bone survey complete at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $144.52 $51.88 – $906.02
Cooperman Barnabas Medical Center Livingston $145.99 $45.94 – $383.43
Community Medical Center Toms River $159.69 $45.94 – $383.43
Clara Maass Medical Center Belleville $202.48 $45.94 – $383.43
Childrens Specialized Hospital Mountainside $246.00 $28.01 – $655.00
Newark Beth Israel Medical Center Newark $143.51 $45.94 – $383.43
Jersey City Medical Center Jersey City $160.00 $45.94 – $383.43
Monmouth Medical Center Long Branch $168.47 $45.94 – $383.43

All New-jersey hospitals for this procedure →