Percut ablate liver rf at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$4,350.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,973.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$519.95 with Horizon Blue Cross Blue Shield of New Jersey vs $20,366.88 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $519.95 ↓ -88%
Wellpoint NJ Family Care $3,266.00 ↓ -25%
United Healthcare Community Plan $3,877.90 ↓ -11%
Fidelis Care NJ Family Care $3,951.31 ↓ -9%
Aetna Better Health $4,247.03 ↓ -2%
Fidelis Care Medicare Advantage $6,376.26 ↑ +47%
Humana Medicare $6,376.26 ↑ +47%
Aetna Medicare $6,376.26 ↑ +47%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $6,376.26 ↑ +47%
Clover Medicare Advantage $6,376.26 ↑ +47%
Wellpoint Medicare Advantage $6,376.26 ↑ +47%
United Healthcare Medicare $6,503.79 ↑ +50%
United Healthcare Oxford Metro $7,099.00 ↑ +63%
Aetna PPO $7,116.00 ↑ +64%
Aetna HMO $7,116.00 ↑ +64%
United Healthcare Nexus $7,987.00 ↑ +84%
Qualcare Inc HMO/POS $8,081.00 ↑ +86%
United Healthcare Oxford Commercial $8,352.00 ↑ +92%
Amerihealth Local Value $8,833.82 ↑ +103%
Cigna Local Plus $9,244.89 ↑ +113%
United Healthcare Commercial $9,396.00 ↑ +116%
Amerihealth Regional Preferred $10,603.94 ↑ +144%
Emblem Health Commercial $11,158.46 ↑ +157%
Cigna HMO $11,746.97 ↑ +170%
Cigna PPO $12,371.97 ↑ +184%
First Health Commercial $12,583.80 ↑ +189%
Wellcare Ambetter Health Commercial $12,688.76 ↑ +192%
Horizon Blue Cross Blue Shield of New Jersey Omnia $13,391.26 ↑ +208%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $15,362.72 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Managed $16,075.80 ↑ +270%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $16,243.58 ↑ +273%
Qualcare Inc PPO/WC $18,246.51 ↑ +319%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $20,004.04 ↑ +360%
Horizon Blue Cross Blue Shield of New Jersey PIP $20,366.88 ↑ +368%

Visitor-reported prices

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Percut ablate liver rf at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $373.14 – $12,752.52
Cooperman Barnabas Medical Center Livingston $6,839.00 $519.95 – $13,091.38
Community Medical Center Toms River $3,786.00 $519.95 – $12,688.76
Clara Maass Medical Center Belleville $3,986.00 $519.95 – $13,025.92
Newark Beth Israel Medical Center Newark $4,881.00 $384.11 – $13,091.38
Jersey City Medical Center Jersey City $5,339.00 $482.88 – $13,673.07
Monmouth Medical Center Long Branch $5,419.00 $519.95 – $12,851.06
Bayshore Medical Center Holmdel $6,457.82 $6,457.82 – $7,749.38

All New-jersey hospitals for this procedure →