MRI breast without cont bi at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$793.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,340.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$187.24 with Horizon Blue Cross Blue Shield of New Jersey vs $3,317.00 with Qualcare Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $187.24 ↓ -76%
Humana Medicare $264.17 ↓ -67%
Fidelis Care Medicare Advantage $264.17 ↓ -67%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $264.17 ↓ -67%
Aetna Medicare $264.17 ↓ -67%
Wellpoint Medicare Advantage $264.17 ↓ -67%
Clover Medicare Advantage $264.17 ↓ -67%
United Healthcare Medicare $269.45 ↓ -66%
United Healthcare Nexus $312.92 ↓ -61%
United Healthcare Oxford Metro $312.92 ↓ -61%
Cigna Local Plus $326.00 ↓ -59%
United Healthcare Oxford Commercial $368.20 ↓ -54%
United Healthcare Commercial $368.20 ↓ -54%
Aetna PPO $387.18 ↓ -51%
Aetna HMO $387.18 ↓ -51%
Cigna HMO $414.00 ↓ -48%
Cigna PPO $436.00 ↓ -45%
Emblem Health Commercial $462.30 ↓ -42%
Wellcare Ambetter Health Commercial $525.70 ↓ -34%
United Healthcare Community Plan $617.56 ↓ -22%
Fidelis Care NJ Family Care $629.25 ↓ -21%
Aetna Better Health $676.35 ↓ -15%
Amerihealth Regional Preferred $995.76 ↑ +25%
Amerihealth Local Value $995.76 ↑ +25%
Horizon Blue Cross Blue Shield of New Jersey Managed $1,700.52 ↑ +114%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,700.52 ↑ +114%
Horizon Blue Cross Blue Shield of New Jersey Omnia $1,700.52 ↑ +114%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,700.52 ↑ +114%
Wellpoint NJ Family Care $1,903.80 ↑ +140%
First Health Commercial $2,004.00 ↑ +152%
Qualcare Inc PPO/WC $2,072.00 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $3,185.69 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $3,243.47 ↑ +309%
Qualcare Inc HMO/POS $3,317.00 ↑ +318%

Visitor-reported prices

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MRI breast without cont bi at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $626.91 $116.76 – $1,343.43
Community Medical Center Toms River $692.71 $187.24 – $2,072.00
Newark Beth Israel Medical Center Newark $921.51 $120.19 – $2,072.00
Jersey City Medical Center Jersey City $694.05 $151.10 – $2,010.00
Monmouth Medical Center Long Branch $730.79 $187.24 – $2,072.00
Bayshore Medical Center Holmdel $267.55 $267.55 – $4,332.00
Hackensack University Medical Center Hackensack $284.66 $169.74 – $4,332.00
Ocean University Medical Center Brick $264.17 $241.72 – $4,332.00

All New-jersey hospitals for this procedure →