Heart infarct image (ef) at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$392.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,653.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$132.84 with Horizon Blue Cross Blue Shield of New Jersey vs $1,605.22 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $132.84 ↓ -66%
Amerihealth Local Value $255.93 ↓ -35%
Amerihealth Regional Preferred $255.93 ↓ -35%
United Healthcare Community Plan $305.63 ↓ -22%
Fidelis Care NJ Family Care $311.42 ↓ -21%
Aetna Better Health $334.73 ↓ -15%
Aetna PPO $380.96 ↓ -3%
Aetna HMO $380.96 ↓ -3%
Horizon Blue Cross Blue Shield of New Jersey Omnia $416.38 ↑ +6%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $416.38 ↑ +6%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $416.38 ↑ +6%
Horizon Blue Cross Blue Shield of New Jersey Managed $416.38 ↑ +6%
Fidelis Care Medicare Advantage $588.26 ↑ +50%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $588.26 ↑ +50%
Aetna Medicare $588.26 ↑ +50%
Clover Medicare Advantage $588.26 ↑ +50%
Humana Medicare $588.26 ↑ +50%
Wellpoint Medicare Advantage $588.26 ↑ +50%
United Healthcare Medicare $600.03 ↑ +53%
United Healthcare Nexus $676.03 ↑ +72%
United Healthcare Oxford Metro $676.03 ↑ +72%
United Healthcare Oxford Commercial $745.73 ↑ +90%
United Healthcare Commercial $745.73 ↑ +90%
Cigna HMO $763.40 ↑ +94%
Cigna PPO $763.40 ↑ +94%
Cigna Local Plus $763.40 ↑ +94%
Qualcare Inc PPO/WC $828.00 ↑ +111%
Qualcare Inc HMO/POS $828.00 ↑ +111%
Wellpoint NJ Family Care $942.21 ↑ +140%
First Health Commercial $991.80 ↑ +152%
Emblem Health Commercial $1,029.46 ↑ +162%
Wellcare Ambetter Health Commercial $1,170.64 ↑ +198%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,576.63 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $1,605.22 ↑ +309%

Visitor-reported prices

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Heart infarct image (ef) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $595.79 $274.01 – $1,325.05
Hackensack University Medical Center Hackensack $633.90 $120.42 – $1,513.47
Ocean University Medical Center Brick $588.26 $274.01 – $1,325.05
JFK Johnson Rehabilitation Institute (JRI) Edison $596.31 $325.49 – $1,403.35
Jersey Shore University Medical Center Neptune City $595.79 $274.01 – $1,503.68
Palisades Medical Center North Bergen $633.90 $132.84 – $1,325.05
Raritan Bay Medical Center Perth Amboy $596.31 $182.25 – $1,325.05
Riverview Medical Center Red Bank $595.79 $93.15 – $1,325.05

All New-jersey hospitals for this procedure →