Ghs elect vertical elct at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$147.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$619.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.45 with United Healthcare vs $601.11 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $114.45 ↓ -22%
Fidelis Care NJ Family Care $116.61 ↓ -21%
Aetna Better Health $125.34 ↓ -15%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $143.15 ↓ -3%
United Healthcare Nexus $178.27 ↑ +21%
United Healthcare Oxford Metro $178.27 ↑ +21%
United Healthcare Oxford Commercial $209.22 ↑ +42%
United Healthcare Commercial $209.22 ↑ +42%
Cigna Local Plus $272.85 ↑ +85%
Cigna HMO $346.70 ↑ +136%
Wellpoint NJ Family Care $352.83 ↑ +140%
Cigna PPO $365.14 ↑ +148%
First Health Commercial $371.40 ↑ +152%
Horizon Blue Cross Blue Shield of New Jersey Omnia $395.23 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $453.41 ↑ +208%
Horizon Blue Cross Blue Shield of New Jersey Managed $474.46 ↑ +222%
Qualcare Inc HMO/POS $475.39 ↑ +223%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $479.41 ↑ +226%
Amerihealth Local Value $484.24 ↑ +229%
Amerihealth Regional Preferred $484.24 ↑ +229%
Qualcare Inc PPO/WC $506.96 ↑ +245%
Aetna PPO $519.96 ↑ +253%
Aetna HMO $519.96 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $590.40 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $601.11 ↑ +309%

Visitor-reported prices

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Ghs elect vertical elct at other New-jersey hospitals

Hospital City Cash price Negotiated range
Clara Maass Medical Center Belleville $55.29 $57.40 – $57.40
Trinitas Regional Medical Center Elizabeth not published $5.62 – $91.35
Cooperman Barnabas Medical Center Livingston not published $58.10 – $58.10
Community Medical Center Toms River not published $59.50 – $59.50
Newark Beth Israel Medical Center Newark not published $5.79 – $105.35
Jersey City Medical Center Jersey City not published $7.27 – $63.00
Monmouth Medical Center Long Branch not published $114.80 – $114.80
Bayshore Medical Center Holmdel not published $304.00 – $465.00

All New-jersey hospitals for this procedure →